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Stated Income Loans

 

Agoura Hills Financial
AHF will consider loans with this criteria. We are an equity-driven private lender. No minimum FICO. Up to 65% LTV. Contact us today for a quick close!
Lending Territory: Southern CA

Capstone Financial
Alternate income documentation accepted, for primary residence and investment property.
Lending Territory: AZ, CA, CO, NV, OR, WA

Equity Secured Capital
All of our loans are stated-income which streamlines the closing process.
Lending Territory: TX

Fidelity Bancorp Funding
Bank pricing, broker-friendly, 3-EZ steps to submit. We close loans. Multifamily loans up to 80% LTV.
Lending Territory: NATIONWIDE

Fidelity Mortgage Lenders Inc.
40 percent maximum LTV, 20-year fixed rates, fully amortized, no prepayment penalties.
Lending Territory: CA, NV

Home Bank of California
We offer SBA financing using bank statements and credit check on real estate secured transactions. Flexible portfolio lender, competitive rates and fees.
Lending Territory: Southern CA

Kennedy Funding Financial 
Kennedy Funding Financial is a real estate secured lender with loans starting at $1M.  
Lending Territory: INTERNATIONAL

Pacific Private Money Loans
Broker friendly with quick turn times and loan scenario responses. Fast funding. Direct lender. Up to $20M loan size. Call or e-mail for more information on programs. Ranked by Scotsman as one of the top 5 hard money lenders in 2014.
Lending Territory: CA, HI

PB Financial Group Corp.
PB Financial Group Corp. offers stated business purpose, owner-occupied and Investment properties throughout the State of California. We even have 2nd position stated loans up to 60%-65% CLTV. First position loans up to 65-70% LTV and purchases up to 65-70% with exception up to 80% of the purchase price. Approvals are within 4-6 hours and funding as quickly as 5-7 business days.
Lending Territory: CA

Riverdale Funding LLC   
Riverdale offers asset based loans backed by real-estate. As with all of Riverdale products all credit history is accepted, no financials required. Riverdale is a direct lender, this allows for a quick turnaround time and a hassle free closing. We offer up to 65% LTV and have no pre-payment fees.
Lending Territory: NATIONWIDE except AK, AZ, CA, MA, MI, MT, ND, NH, NJ, NV, SD, TN, TX, VT

South End Capital Corp.
We offer stated income loans for borrowers seeking financing for investment residential or commercial property types including: 1 to 4 unit residential, multifamily, mixed-use, office, retail, warehouse, industrial, self-storage, mobile home parks, auto-service, restaurants, bars, daycare and more! Rates start at 6%, 30 year amortizations, up to 7 year fixed terms, loans sizes considered from $250K to $5M, unrestricted cash-out, closings in as little as 2 weeks and light documentation (no tax returns or financials required).
Lending Territory: NATIONWIDE

Velocity Mortgage Capital
We are a direct, nationwide,  wholesale, stated-income lender (SISA/SIVA; no 4506T, no income, no employment, no CPA letter, etc.) offering par rates with no points. 30-year amortized terms. Up to 75% LTV for residential investment property, multifamily, mixed-use and traditional commercial property. Easy broker package with no buyback clause.  
Lending Territory: NATIONWIDE

Wilshire Finance Partners Inc.
Minimal paperwork on residential and commercial real estate bridge loans. Collateral-based lending focused on property cash-flow and collateral value.
Lending Territory: CA, FL, OR, TX, WA


Click on the company name to see its contact information from the Lender Directory. Don't forget to tell lenders you found them in Scotsman Guide. Please click here to request adding a topic or lender to this section.

 
 

 
 

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