Scotsman Guide > Residential > Directories > Niche Lenders

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Mobile/Manufactured Homes

 

Admirals Bank
Minimum FICO 620. Second-home and investment-property programs available. Property types include: singlewide, doublewide, triplewide — land/home or home only. LTVs to 95% for owner occupied (full doc) and to 80% for stated, second home or investment property. Loans are at fixed rates with no prepayment penalties.
Lending Territory: Nationwide

Agoura Hills Financial
AHF will consider loans with this criteria. We are an equity-driven private lender. No minimum FICO. Up to 65% LTV. Contact us today for a quick close!
Lending Territory: Southern CA

First National Bank of America
No minimum FICO required. Manufactured or mobile homes with land (unlimited acreage). Single and double-wide are okay. LTVs up to 70%. Loans are fixed-rate.
Lending Territory: NATIONWIDE except CA

Eligibility requirements include:

  1. Homes must be built in compliance with the Federal Manufactured Home Construction and Safety Standards that were established in 1976.
  2. Homes must be a one-family dwelling legally classified as real property.
  3. Homes must be at least 12 feet wide and have a minimum of 600 square feet of gross living area.
  4. Homes must be attached to a permanent foundation system in accord with manufacturer's requirements.

Click on the company name to see its contact information from the Residential Lender Directory. Don't forget to tell lenders you found them in Scotsman Guide when you call. Please click here to request adding a topic or lender to this section.

 
 

 
 

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