Minimum FICO 620. Second-home and investment-property programs available. Property types include: singlewide, doublewide, triplewide — land/home or home only. LTVs to 95% for owner occupied (full doc) and to 80% for stated, second home or investment property. Loans are at fixed rates with no prepayment penalties.
Lending Territory: Nationwide
Agoura Hills Financial
AHF will consider loans with this criteria. We are an equity-driven private lender. No minimum FICO. Up to 65% LTV. Contact us today for a quick close!
Lending Territory: Southern CA
First National Bank of America
No minimum FICO required. Manufactured or mobile homes with land (unlimited acreage). Single and double-wide are okay. LTVs up to 70%. Loans are fixed-rate.
Lending Territory: NATIONWIDE except CA
Eligibility requirements include:
- Homes must be built in compliance with the Federal Manufactured Home Construction and Safety Standards that were established in 1976.
- Homes must be a one-family dwelling legally classified as real property.
- Homes must be at least 12 feet wide and have a minimum of 600 square feet of gross living area.
- Homes must be attached to a permanent foundation system in accord with manufacturer's requirements.
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