Scotsman Guide > Residential > Directories > Niche Lenders

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Citadel Servicing Corp.

85% CLTV, minimum FICO 600. SFR, owner-occupied, recent foreclosure, bankruptcy and short sale OK. $1M combined loan amount, up to $500K loan amounts. No reserves, no PPP, can be combined with conventional first mortgage.
Lending Territory: AL, AZ, CA, CO, DE, FL, GA, KY, MN, NC, NJ, OR, PA, TN, TX, UT, VA, WA, WI, WY

Equity Wave Lending
Business purpose loan, OO or NOO, condo or SFR, low to high FICO, maximum CLTV 60%, stated income and assets, valid ID required. Loans are fixed rate, 3-5 year terms, payment amortized over 40 years, with a 0-1 year prepayment penalty option.
Lending Territory: CA

Inner Core Capital
Private money financing, non-owner-occupied 2nd's from $50K to $300K CLTVs up to 60%. All property types except land. Call or send loan scenario for quick decision.
Lending Territory: CA

Pacific Private Money Loans
Stand alone seconds for owner (business use of funds) and non-owner properties up to 65% CLTV. Same day LOI. Direct lender. Broker friendly with superior customer service. Call or e-mail for more information.
Lending Territory: CA

Redwood Mortgage
Redwood Mortgage offers 2nd position mortgages on non-owner residential properties. The company provides 1, 3, 5, 7, 10 and 15 year terms with a 30 year amortization and no prepayment penalty. Rates starting at 9.5% on 2nds and loan sizes from $100K to $5M. CLTVs up to 65%. Please call for program details and quick service.
Lending Territory: CA

SDC Capital Funding
We are a private lender based in Los Angeles. We provide bridge financing on residential and commercial properties located in California. We are an asset based lender so we do not require pay stubs, income tax returns, etc. We underwrite loans based on our own guidelines, which allows us to approach underwriting logically and efficiently. We generally lend up to 70% of value, higher with exception.
Lending Territory: CA


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