Scotsman Guide > Residential > Directories > Niche Lenders

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Stated Income Loans  

 

Amerifund Home Mortgage
Alternative income is OK.
Lending Territory: NATIONWIDE except AL, KS, KY, LA, MN, MO, MS, MT, WY

Citadel Servicing Corp.
Completely stated income for investment property loans to 65% LTV. Owner-occupied can use bank statements to show income. 
Lending Territory: AZ, CA, CO, FL, GA, ID, NC, OR, TX, UT, VA, WA

Equity Wave Lending
Business purpose loans, stated income stated assets, OO or NOO, no recession, competitive rates, refi or purchase, bankruptcy ok, previous foreclosure ok, no FICO, no credit ok, SFR, condo, multiple dwelling on one parcel, commercial, vesting in LLC, trust or corporation ok, LTV up to 70% (case by case), loan amount from $50K-$2M, 1-5 year terms, 0-1 year prepayment penalty, payment is 40 year amortization or I/O.
Lending Territory: CA

LendingHome Funding Corp.
1-4 residential. Reliable capital. Competitive terms. Transparent process. Best broker program!
Lending Territory: AZ, CA, CO, FL, GA, IL, MI, MO, NC, NV, NY, OH, OR, PA, TN, TX, VA, WA, WV

Pacific Private Money Loans
Stated income on owner (business use) and non-owner properties. Up to 65% on refinance and 72% on purchase loan. Direct lender with same day LOI. Broker friendly with superior customer service. Call or e-mail for more information on programs.
Lending Territory: CA

Sprout Mortgage
No income verification and no ratio for NOO up to 75% LTV at $1M and 70% LTV at $2M. Larger loan sizes available with compensating factors.
Lending Territory: NATIONWIDE except HI, MO, NY, UT, VA


Click on the company name to see its contact information from the Residential Lender Directory. Don't forget to tell lenders you found them in Scotsman Guide when you call. Please click here to request adding a topic or lender to this section.

 
 

 
 

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