Scotsman Guide > Residential > Directories > Niche Lenders

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Vacant Land Loans


First National Bank of America
No minimum FICO required. Loan amounts up to $400K. LTVs up to 65%. Loans are fixed-rate.
Lending Territory: NATIONWIDE except CA 

Pacific Private Money Loans
Lot and land loans up to 50% LTV. Prefer urban infill locations but will look at all scenarios. Direct lender with same day LOI. Broker friendly with superior customer service.
Lending Territory: CA

Pivotal Capital Group II LLC   
Southern CA property locations. 1st lien only. Direct lender loaning our own money (we do not sell loans and we service in-house). Non-owner-occupied, 1-4 unit residential properties will be renovated and resold. We also finance gound-up construction on individual SFRs. Properties requiring major repairs are not a problem (including structural square footage additions or reconfigurations). Loan size $100K to $15M+ per property. Very competitive rates, points, fees and leverage. 6-12 month term, plus extension options. No appraisals, no personal guaranty, no prepayment penalties. 
Lending Territory: CA

PSG Capital Partners Inc.
We lend primarily in Southern California: LA, Riverside, San Diego and Ventura counties.
Lending Territory: CA

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