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Purchases Vs. Refis
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2008 Volume
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Broker/Banker
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Apps. Taken
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| 71 | Michael | Guthneck | Equity Source Home Loans LLC | NJ | $89,034,828 | 0%/100% | 372 | 85% | $38,000,000 | Broker | 40% | 2.0 | | 45 | Bethany | Hegerhorst | Financial Center Mortgage | OR | $102,820,065 | 1%/99% | 355 | 83% | $6,570,682 | Broker | 99% | 1.0 | | 154 | Joseph S. | Restivo | RiteWayMortgages.Com | CA | $61,516,000 | 10%/90% | 182 | 75% | $28,000,000 | Both | 100% | 1.0 | | 93 | Jim | Nuesslein | American Bank & Trust | IL | $78,537,641 | 10%/90% | 205 | 90% | $57,100,000 | Both | 50% | 1.0 | | 103 | John | Olbrich | American Security Mortgage | CA | $75,594,605 | 10%/90% | 226 | 99% | $30,533,812 | Broker | 100% | 1.0 | | 34 | Brian | Blonder | JBL Mortgage Network | MD | $109,673,231 | 10%/90% | 333 | 98% | $108,000,000 | Broker | 90% | 2.0 | | 21 | Mehdi | Pirzadeh | Embrace Home Loans Inc. | MD | $130,195,932 | 11%/89% | 310 | 96% | $78,000,000 | Banker | 100% | 1.0 | | 203 | Dennis | Pedote | Wintrust Mortgage Corp. | IL | $51,377,638 | 12%/88% | 182 | 95% | $36,800,000 | Both | 70% | 1.0 | | 162 | James | Snyder | Inlanta Mortgage Inc. | WI | $59,481,610 | 12%/88% | 279 | 85% | $37,900,000 | Banker | 100% | 1.0 | | 153 | Tuck | Bradford | Mortgage Master Inc. | MA | $62,048,450 | 12%/88% | 68 | 85% | $68,472,000 | Both | 100% | 0.0 | | 43 | John R. | Kalin | Mortgage Master Inc. | MI | $102,951,133 | 12%/88% | 323 | 90% | $61,528,000 | Both | 100% | 0.0 | | 111 | Kenneth | Perlmutter | Perl Mortgage Inc. | IL | $73,052,459 | 13%/87% | 211 | 95% | $52,944,305 | Both | 100% | 1.0 | | 187 | Naela N. | Sharuk | Mortgage Master Inc. | MA | $54,477,144 | 13%/87% | 145 | 83% | $26,605,000 | Both | 100% | 0.0 | | 40 | Craig | Miller | FirsTrust Mortgage Inc. | MO | $104,044,140 | 13%/87% | 587 | 35% | $68,000,000 | Banker | 100% | 0.0 | | 35 | Klaus | Jensen | Mortgage Master Inc. | MA | $107,768,318 | 14%/86% | 311 | 93% | $72,030,000 | Both | 100% | 0.0 | | 9 | Thomas | Digan | Mortgage Master Inc. | MA | $192,164,604 | 14%/86% | 587 | 94% | $127,000,000 | Both | 100% | 0.0 | | 16 | Deborah | O'Rourke | Mortgage Master Inc. | MA | $152,260,052 | 14%/86% | 508 | 94% | $71,000,000 | Both | 100% | 0.0 | | 18 | David | Gibbs | Mortgage Master Inc. | MA | $139,971,044 | 14%/86% | 463 | 92% | $70,500,000 | Both | 100% | 0.0 | | 77 | Barry | Schwartz | Perl Mortgage Inc. | IL | $86,985,630 | 14%/86% | 266 | 95% | $61,190,581 | Both | 100% | 1.0 | | 60 | Jo Ann | Theriault-Fazio | Guaranteed Rate Inc. | IL | $92,626,652 | 15%/85% | 350 | 100% | $79,272,615 | Banker | 100% | 1.0 | | 13 | Alison | Freed | Mortgage Master Inc. | MA | $161,487,950 | 15%/85% | 482 | 82% | $74,000,000 | Both | 100% | 0.0 | | 42 | Dean | Vlamis | Perl Mortgage Inc. | IL | $103,005,750 | 15%/85% | 344 | 95% | $69,793,101 | Both | 95% | 1.0 | | 36 | Tammy | Colangelo | Wells Fargo Home Mortgage | CA | $107,109,824 | 15%/85% | 358 | NA | $84,163,000 | Banker | 100% | 1.0 | | 145 | Scott | Evans | Family Mortgage of Georgia | GA | $64,527,775 | 15%/85% | 233 | 82% | $43,794,905 | Broker | 10% | 1.0 | | 122 | Steve | Cohen | First Place Bank | MD | $69,288,866 | 16%/84% | 181 | 95% | $50,286,231 | Banker | 100% | 0.0 | | 12 | Brad | Cohen | Embrace Home Loans Inc. | MD | $175,647,220 | 16%/84% | 462 | 97% | $83,700,000 | Banker | 100% | 1.0 | | 183 | Eric | Gates | Apex Home Loans Inc. | MD | $55,292,072 | 16%/84% | 147 | 95% | $21,415,000 | Broker | 90% | 1.0 | | 65 | Craig | Strent | Apex Home Loans Inc. | MD | $91,036,208 | 16%/84% | 264 | 97% | $56,380,375 | Broker | 75% | 1.0 | | 178 | Daniel | Coleman | Mortgage Master Inc. | MA | $56,199,052 | 16%/84% | 190 | 79% | $62,500,000 | Both | 100% | 0.0 | | 135 | Hua | Wang | Mortgage Master Inc. | MA | $65,654,046 | 16%/84% | 216 | 89% | $16,309,000 | Both | 100% | 0.0 | | 75 | Bridget K. | Thomsen | Mortgage Master Inc. | MA | $87,360,761 | 17%/83% | 272 | 97% | $49,359,000 | Both | 100% | 0.0 | | 225 | Brian | Kludt | Waterstone Mortgage Corp. | WI | $48,137,606 | 17%/83% | 226 | 75% | $34,928,000 | Both | 0% | 1.0 | | 120 | Scott | Mazur | Wintrust Mortgage Corp. | IL | $69,991,123 | 17%/83% | 267 | 96% | $49,748,000 | Both | 90% | 1.0 | | 150 | Kevin | Retcher | First Meridian Mortgage Corp. | VA | $62,766,000 | 18%/82% | 163 | 99% | $34,500,000 | Broker | 100% | 0.0 | | 140 | Kevin | Flannery | Mortgage Master Inc. | MA | $65,329,100 | 18%/82% | 194 | 84% | $37,096,000 | Both | 100% | 0.0 | | 79 | Gary | O'Connell | Mortgage Master Inc. | MA | $85,548,189 | 18%/82% | 277 | 89% | $43,126,000 | Both | 100% | 0.0 | | 29 | John | Willis | Mortgage Master Inc. | MA | $114,364,762 | 18%/82% | 380 | 91% | $61,800,000 | Both | 100% | 0.0 | | 132 | Peter | Hurwitz | Mortgage Master Inc. | MA | $66,761,753 | 19%/81% | 219 | 89% | $33,858,000 | Both | 100% | 0.0 | | 83 | Amy | Slotnick | Fairway Independent Mortgage Corp. | MA | $83,141,035 | 19%/81% | 230 | 99% | $36,283,135 | Both | 100% | 0.0 | | 72 | Tina | Vo | Wells Fargo Home Mortgage | CA | $88,952,170 | 19%/81% | 244 | 100% | $30,030,000 | Banker | 100% | 2.0 | | 117 | Sam | Rosenblatt | Greentree Mortgage | MD | $71,100,189 | 19%/81% | 259 | 75% | $45,000,000 | Broker | 100% | 0.0 | | 121 | Marc | Demetriou | Residential Home Funding Corp. | NJ | $69,445,962 | 19%/81% | 185 | 98% | $42,129,159 | Both | 100% | 1.0 | | 107 | Kevin C. | Gillis | Mortgage Master Inc. | MA | $74,655,250 | 19%/81% | 245 | 88% | $52,428,000 | Both | 100% | 0.0 | | 20 | Michael | Bischof | Biltmore Financial Bancorp Inc. | IL | $131,503,458 | 20%/80% | 391 | 89% | $94,615,645 | Both | 95% | 1.0 | | 100 | Bill | Huggins | Mortgage Master Inc. | MA | $76,285,697 | 20%/80% | 260 | 90% | $26,640,000 | Both | 100% | 0.0 | | 106 | Mike | Metz | Sun State Home Loans | AZ | $74,796,604 | 21%/79% | 300 | 60% | $72,149,040 | Both | 75% | 2.0 | | 196 | Becky | Sandiland | First National Bank of Omaha | NE | $53,351,639 | 21%/79% | 359 | 92% | $27,400,000 | Both | 100% | 1.5 | | 51 | Morgan | Fine | Wells Fargo Home Mortgage | CA | $98,059,985 | 21%/79% | 240 | NA | $56,782,000 | Banker | 100% | 2.0 | | 142 | Paul | Harsanyi | Embrace Home Loans Inc. | MD | $65,150,597 | 22%/78% | 162 | 96% | $30,000,000 | Banker | 100% | 1.0 | | 200 | Kurt | Branstetter | CalPacific Mortgage Consultants | CA | $51,966,612 | 22%/78% | 127 | 90% | $38,876,197 | Broker | 100% | 0.0 | | 148 | William | Murphy | Fairway Independent Mortgage Corp. | MA | $63,297,551 | 22%/78% | 277 | 71% | $40,563,000 | Banker | 99% | 2.0 | | 195 | Laura | Sosa-Rocha | Truth and Lending Inc. | GA | $53,458,901 | 22%/78% | 210 | 91% | $38,115,421 | Broker | 75% | 1.0 | | 119 | Robert | Moulton | Americana Mortgage Group Inc. | NY | $70,022,150 | 22%/78% | 155 | 70% | $58,600,000 | Broker | 80% | 1.0 | | 68 | Kelly | Novotny | Union Bank & Trust Co. | NE | $90,070,008 | 22%/78% | 479 | 97% | $57,100,000 | Banker | 100% | 2.0 | | 62 | Michael | Shane | Sammamish Mortgage | WA | $92,110,544 | 22%/78% | 327 | 60% | $65,999,528 | Broker | 100% | 1.0 | | 136 | Michael | Roberts | City Creek Mortgage Corp. | UT | $65,599,872 | 23%/77% | 262 | 100% | $48,000,000 | Broker | 99% | 2.0 | | 73 | Dan | Crum | Wintrust Mortgage Corp. | IL | $88,104,664 | 23%/77% | 338 | 93% | $61,500,000 | Banker | 75% | 1.0 | | 33 | Kathy | Shaw | First Place Bank | OH | $110,146,088 | 23%/77% | 450 | 85% | $64,251,031 | Banker | 100% | 0.0 | | 185 | David | Kuiper | First Place Bank | MI | $54,696,265 | 23%/77% | 314 | 85% | $31,080,873 | Banker | 100% | 0.0 | | 180 | Sara | Koelzer | Wells Fargo Home Mortgage | MT | $55,454,000 | 23%/77% | 256 | 75% | $28,000,000 | Banker | 100% | 1.0 | | 4 | Shimmy | Braun | Guaranteed Rate Inc. | IL | $209,231,749 | 23%/77% | 690 | 95% | $124,000,000 | Both | 95% | 2.0 | | 210 | Miles | Rusth | Summit Mortgage Co. | OR | $50,409,125 | 23%/77% | 200 | 90% | $37,549,335 | Both | 100% | 1.0 | | 30 | Rod | Flowers | SunTrust Mortgage Inc. | MD | $111,788,090 | 24%/76% | 560 | 90% | $78,408,240 | Banker | 95% | 2.0 | | 17 | David | Jaffe | On Q Financial Inc. | CA | $143,019,795 | 24%/76% | 390 | 90% | $118,866,000 | Both | 65% | 2.0 | | 99 | Jay | Kunkle | Bank of America Home Loans | CA | $76,338,475 | 24%/76% | 142 | 90% | $49,115,300 | Banker | 90% | 2.0 | | 90 | Aaron | Jernigan | OakStar Bank | MO | $79,827,294 | 24%/76% | 385 | 90% | $58,497,254 | Banker | 100% | 0.0 | | 143 | Jim | Chubb | Pacific Inland Financial Inc. | CA | $64,984,055 | 24%/76% | 196 | 95% | $24,000,000 | Both | 100% | 0.0 | | 213 | Jeremy | Rose | Wintrust Mortgage Corp. | IL | $50,131,630 | 24%/76% | 173 | 90% | $37,525,466 | Banker | 80% | 1.0 | | 127 | Dave | King | WR Starkey Mortgage | CO | $67,786,796 | 24%/76% | 279 | 90% | $30,000,000 | Banker | 10% | 1.0 | | 138 | Carl | Nielsen | Mortgage Master Inc. | MI | $65,409,886 | 25%/75% | 183 | 62% | $51,065,000 | Both | 100% | 0.0 | | 194 | Domenico | Giannone | Guaranteed Rate Inc. | IL | $53,659,552 | 25%/75% | 202 | 90% | $36,800,000 | Both | 100% | 1.0 | | 6 | Joseph | Smith | Bank of America Home Loans | MA | $206,202,172 | 25%/75% | 626 | 78% | $109,000,000 | Banker | 100% | 2.0 | | 182 | Brian | McRae | First National Bank of St. Louis | MO | $55,305,565 | 25%/75% | 272 | 70% | $26,000,000 | Both | 99% | 1.0 | | 31 | Sherry | Zickert | U.S. Bank Home Mortgage | WI | $111,576,800 | 25%/75% | 793 | 99% | $41,839,000 | Banker | 73% | 1.0 | | 74 | Dan | Stevens | Wells Fargo Bank | CA | $87,996,000 | 25%/75% | 212 | 75% | $75,000,000 | Banker | 100% | 1.0 | | 167 | Daniel | Toomey | Mortgage Master Inc. | MA | $58,344,664 | 26%/74% | 176 | 80% | $25,949,000 | Both | 100% | 0.0 | | 160 | Patricia G. | Vautour | Mortgage Master Inc. | MA | $59,594,913 | 26%/74% | 207 | 96% | $35,533,000 | Both | 100% | 0.0 |
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