1st Mortgages | Niches
Prime lenders offer mortgages exceeding FNMA/FHLMC loan limits, but they generally use traditional conforming credit guidelines. Minimum FICO scores would be 620 and above and very few mortgage lates would be allowed (zero or one within 12 months).
Prime 1st Mortgages
This search should be used to find detailed program criteria for 1st mortgages only.
This search should be used to find general program information/product types, unusual property or loan characteristics. Please consult the Prime 1st Mortgages search for detailed program criteria.