>	Hybrids Take the Fast Lane A little bit of this, a little bit of that -- for some borrowers, combination or hybrid loans make sense by Christopher Mullins, president, Master Financial Inc. 8/2005
>	The Facts on FACTA Along with extra legwork, the Fair and Accurate Credit Transactions Act has created opportunities for consumer satisfaction by Jonathan D. Jerison and Andrea Lee Negroni, attorneys, Buckley Kolar LLP 8/2005
>	The Secret's in the Service When marketing via customer treatment, there's little traffic in the extra mile by Bliss Sawyer, president, Mortgage Marketing Strategies 8/2005
>	MTA Option ARMs: Holding Their Own Adjustable-rate tool's four payment options can boost savings of solid borrowers by Joel R. Barth, senior loan officer and branch manager, Home Finance USA Inc. 8/2005
>	Straws, Flips and Falling on Your Face Recent convictions show the dangers of fraudulent misrepresentation by Mel Levine, executive vice president, AmericaOne Finance Inc. 8/2005
>	How to Get the Most from Internet Leads For managers, solutions include trusting staff, tracking productivity and following up by Greg Kazmierczak, founder, LowerMyPayment.com 8/2005
>	The Price is Right - Is the Policy? Find out how to avoid the pitfalls of E&O and fidelity insurance by Lee Brodsky, president of Mortgage Banking Insurance Group, JMB Insurance 8/2005
>	Upfront Appraisals Lead to Closings Prequalify your borrowers' estimated value on the front end by Brian Blanchard, chief operations officer, PROvalUSA.com 8/2005
>	7 Lessons in Lenderdom Brand-new broker? Remember these tips for better relationships by Brandon Jewkes, senior vice president of sales, Trust One Mortgage 8/2005
>	Teach Your Clients Well An educated client is a happy client — and one who sends business our way by By D. Jed Wunderli, vice president, USA Lending Group 8/2005
>	Smart Marketing Gets Educational Sell knowledge, not products, and watch your trust and sales soar by Benny Maxwell, president, MortgageBrokerProfits.com 8/2005
>	5 Steps to Help You Make That Call Reluctance to reach out to new prospects is a problem, but an addressable one by Bill Sparkman, The Coach 8/2005
>	Organization Goes Tech In some cases, database-management software can have numerous advantages by Dan Itkis, CEO, BNTouch Inc. 8/2005
>	Lighter Side of Lending: Ask Mort the Mortgage Man You've got questions, we've got answers -- well, kinda by Gordon Schlicke, mortgage trainer 8/2005
>	Take Time to Make Time The first steps to effective time management include making a list, mapping activities by Brian S. Wallace, director of training, Silver Hill Financial LLC 8/2005
>	Want Commercial Traffic? You're Soaking in It From Realtors to dry cleaners, catalysts for entering the commercial mortgage field are all around you by Brian L. Peart, president, Nexus Financial Group Inc. 8/2005
>	How to Close: What Not to Do The first step to improving your closings is knowing what your customers want and how they'll respond by Joseph Corno, president, We Be Consulting and Seminars 8/2005
>	Find Your Kingdom and Rule It The key to success as a loan originator is to convince customers you're the expert -- and to back it up by Rick O'Connor, vice president, C&G Financial Services 8/2005