American Financial Resources Inc.
Minimum FICO 620. FHA owner-occupied only. Visit www.afrwholesale.com for program details and pricing
Lending Territory:Nationwide

United Wholesale Mortgage
Purchase, refinance and cash-out refinance loans available on manufactured homes newer than 1990.
Lending Territory: Nationwide, except:AK, HI, NJ, NY, SD

Fannie Mae's definition of manufactured housing is "any dwelling unit built on a permanent chassis and attached to a permanent foundation system."

Eligibility requirements include:
1) Homes must be built in compliance with the Federal Manufactured Home Construction and Safety Standards that were established in 1976.
2) Homes must be a one-family dwelling legally classified as real property.
3) Homes must be at least 12 feet wide and have a minimum of 600 square feet of gross living area.
4) Homes must be attached to a permanent foundation system in accord with manufacturer's requirements.

For more information on manufactured home loans, click here to see a past Scotsman Guide article on the topic.

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