American Financial Resources Inc.
Minimum FICO 620. FHA owner-occupied only. Visit www.afrwholesale.com for program details and pricing
United Wholesale Mortgage
Purchase, refinance and cash-out refinance loans available on manufactured homes newer than 1990.
Lending Territory: Nationwide, except:AK, HI, NJ, NY, SD
Fannie Mae's definition of manufactured housing is "any dwelling unit built on a permanent chassis and attached to a permanent foundation system."
Eligibility requirements include:
1) Homes must be built in compliance with the Federal Manufactured Home Construction and Safety Standards that were established in 1976.
2) Homes must be a one-family dwelling legally classified as real property.
3) Homes must be at least 12 feet wide and have a minimum of 600 square feet of gross living area.
4) Homes must be attached to a permanent foundation system in accord with manufacturer's requirements.
For more information on manufactured home loans, click here to see a past Scotsman Guide article on the topic.
Click on the company name to see its contact information from the Wholesale Lender Directory. Don't forget to tell lenders you found them in Scotsman Guide when you call. Please click here to request adding a topic or lender to this section.