Individual tax identification number (ITIN) loans are for people who are not eligible for Social Security numbers. (ITINs are issued to both resident and nonresident aliens for tax-reporting purposes.) Historically, the biggest market for these types of loans is illegal immigrants. Because of the potential for controversy around these loans, it is difficult to find lenders who will do them.
For more information on ITIN loans, click here to see past Scotsman Guide articles on the topic.
Windstone Mortgage Corp.
No minimum FICO. We are an equity driven & direct private lender. Property types preferred are NOO SFR, multifamily & commercial. 65% LTV or less in Southern CA is ideal. All loans are fixed rates and usually contain no prepay penalties.
Lending Territory: Southern California
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