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October 2006 Issue
> Mexico: The Next U.S. Boomtown?
With more Americans able to buy property in Mexico, opportunities arise for U.S. brokers
by Tim Kelley, chief operating officer, IMI Group 10/2006

> From the Top: October
by Geary Britton-Simmons, chairman of the board 10/2006

> Q&A: James Gillard, Federal Reserve Bank of Philadelphia
Economic Analyst and District Liaison, Federal Reserve Bank of Philadelphia
by Melinda Young 10/2006

> Spotlight: Washington, D.C. (Residential Market)
by Ivanna C. Sukkar 10/2006

> Helping Hands: Jim L. McIntosh
Each month, Helping Hands features a mortgage professional or group that has volunteered to lend a hand to others in need
by Ivanna C. Sukkar 10/2006

> Scotsman's Guide to the Mortgage Bankers Association's 93rd annual Convention and Expo
by Scotsman Guide editorial staff 10/2006

> Survey Says: October
We asked our readers: "What are your company's disaster-recovery plans?"
by 10/2006

> Tip of the Month: October 2006
Stand still
by Beth Lawrence 10/2006

> Look Beyond Rates
To build a solid reputation, brokers first must make sense of their clients' needs
by Joseph Badal, senior executive vice president and chief lending officer, Thornburg Mortgage 10/2006

> Closing the Gap
Making the broker-to-banker transition? Your warehouse-lending alternatives may be expanding
by Stanley Street, president, Street Resource Group 10/2006

> No Longer Niche
Hispanics are expected to be a key driver in the future housing economy
by Frances Martinez Myers, chairwoman, National Association of Hispanic Real Estate Professionals 10/2006

> Instant Gratification
To reach today's -- and tomorrow's -- homebuyers, brokers must make good use of technology
by Athena Morrissey, business-development manager, Next Online Technologies 10/2006

> Don't Know? Just Ask
When building your commercial-lender database, ask questions to understand lenders' programs
by Mike Boggiano, senior vice president, national sales manager, Silver Hill Financial LLC 10/2006

> Lending Ethically
Despite many mortgage options in today's market, brokers must think of clients' needs first
by Thomas Jandt, president and founder, The Private Client Group 10/2006

> Conspiracy is a Crime
And brokers should take steps to ensure they resist the temptation
by Jerome Mayne, founder and president, Fraudcon Inc. 10/2006

> The New Frontier of AVMs
With AVMs, originators and lenders must keep in mind their benefits and their limitations
by Andrew Battistessa, executive vice president, capital markets, CoreLogic 10/2006

> Capitalize on Commercial
Residential brokers who focus on the commercial market can be recognized for their expertise
by Kellene Bishop, president, Beehive Commercial Lending 10/2006

> Correspondent Lending: The 4 Cs
Think about some key factors when becoming a correspondent lender
by Andy Seepersad, vice president of strategic accounts, NovaStar Mortgage 10/2006

> Private Money's Other Side
You may know what private-money borrowers need to qualify -- now consider the investor's motivation
by Richard Zahm, principal, Second Angel Bancorp 10/2006

> The Rebirth of Service
For a successful transition to commercial brokering, focus on building better client relationships
by Matt Cascarino, marketing manager, InterBay Funding LLC 10/2006

> Reach Out Your ARMs
With ARM refis set to increase, remember some key marketing tips to attract prospects
by Joe Niewierski, vice president of marketing, PostcardMania 10/2006

> 1,240 Words About Direct Mail
Didn't think there was that much to marketing? Think again -- and watch your returns grow
by Edward O'Keeffe, president, Professional Advertising 10/2006

> Maximize Your Relationships
Brokers can follow five tips to master the art of networking
by Tina Gonsalves, director of marketing, MILA Inc. 10/2006

> Working the Yard
With effective use of yard signs, brokers can attract clients and build referral partnerships
by Mike Ratchford, president and CEO, Right Path Marketing LLC 10/2006

> Reinvent Yourself
In a changing industry, the worst thing you can be is complacent
by By Bill Sparkman, The Coach 10/2006

> T.R.U.E. H.E.A.R.T. of Sales
Focus on developing key characteristics to be a successful mortgage broker
by Brian S. Wallace, senior vice president, director of training, HSBC Mortgage 10/2006

> New Habits Bring New Results
Consider using a few basic strategies to keep business strong
by Ali Mirdamadi, creator, The Loan Officer Database 10/2006

> Steps to Success
To build your business, focus on setting yourself apart from the competition
by Sammy Averbuch, co-founder, Providential Bancorp Ltd. 10/2006

> You've Got Marketing
With permission-based recruitment, loan officers can use e-mail to get in front of prospects
by Chad Weber, owner, Average Joe L.O. 10/2006


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