>	Survey Says: January We asked our readers: "What surprises did your business see in 2006?" by 1/2007
>	Brownfields: A Golden Opportunity? Despite their complexity, brownfield-redevelopment projects can pay off by Peter Hollingworth, president and CEO, Continental Environmental Redevelopment Financial LLC 1/2007
>	From the Top: January by Geary Britton-Simmons, founder 1/2007
>	Q&A: William Hughes Senior Vice President and Managing Director, Marcus & Millichap Capital Corp. by Melinda Young 1/2007
>	Spotlight: Phoenix (Commercial Market) by Melinda Young 1/2007
>	Helping Hands: Jay Michalowski, First IRA Mortgage Each month, Helping Hands features a mortgage professional or group that has volunteered to lend a hand to others in need by Ivanna C. Sukkar 1/2007
>	Trends: Self-storage investing Self-storage investing by Melinda Young 1/2007
>	Hits List Top-read monthly commercial articles on scotsmanguide.com by 1/2007
>	Small-Balance Conduits: The New Era Former stepchild of the securitized-loan market now has a seat at the big table by Barry P. Reiner, president and CEO, Bond Street Capital Corp. 1/2007
>	Browse the Retail Sector Although this market showed strength in recent years, look for potential slowdowns in 2007 by Sam Chandan, chief economist and senior vice president for research, Reis Inc. 1/2007
>	Commercial Due-Diligence Checklist Make sure to cover all of your bases on each loan transaction by R. Kymn Harp, partner, Arnstein & Lehr LLP 1/2007
>	Refinancing SBA Loans Help business-owners who wish to move out of their prime-based SBA loans by Gregory J. Malanos, president, C&T Funding Inc. 1/2007
>	Help Borrowers Process Processing Keep your clients in the loop about what to expect from this phase of the loan by Christopher Perez, director, and Stefanie Zarvalas, lead processor, Commercial Loan Capital LLC 1/2007
>	Penalties Don't Have to be a Pain Believe it or not, prepayment penalties serve a valuable purpose for borrowers by Jay Halverson, vice president, ValueXpress 1/2007
>	Looking Ahead to 2007 What might brokers expect to see throughout the industry this year? by Sanford S. Herrick, managing director, Hudson Realty Capital LLC 1/2007
>	How to Read the Market Like a Pro It's that time of year when we wonder what's ahead; don't wonder blindly by Nathan LaBudde and Fred Hollister, loan officers, Imperial Capital Bank 1/2007
>	The Key to Developers' Hearts: Sellers By helping developers work with sellers, brokers can build relationships that pay off by Harlan A. Friedman, president, Lightning Commercial Funding Inc. 1/2007