>	The MI Edge When dealing with global markets, mortgage insurance can be brokers' key to success by Doug Rivenburgh, senior vice president of international development, AIG United Guaranty 10/2007
>	From the Editor by Tony Stasiek, editor 10/2007
>	Q&A: Meg Burns Director, Office of Single Family Program Development of Federal Housing Administration by Melinda Young 10/2007
>	Spotlight: Jackson, Miss. (Residential Market) by Kirsten Terry 10/2007
>	Helping Hands Each month, Helping Hands features a mortgage professional or group that has volunteered to lend a hand to others in need by Kirsten Terry 10/2007
>	Tip of the Month Get on the Web by Dave Hershman, OriginationPro 10/2007
>	Trends Canadian home-price appreciation by Darrick Meneken 10/2007
>	Mexico's Need-to-Knows Numerous opportunities exist for vacation-home borrowers across the border by Courtney Sapin, director of commercial lending, Crest Lending Group Inc. 10/2007
>	Predatory Lending? Not on Your Watch Let your clients know that you'll help keep them safe by Randy Groover, president and CEO, Seascape Financial Group 10/2007
>	5 Commercial Tips to Bank On If you're trying commercial deals, learn how to work with your new lenders by Craig Young, senior vice president, real estate lending division, The International Bank of Miami N.A. 10/2007
>	Private Money After the Meltdown An old funding source could help replace disappearing nonprime options by Richard Zahm, principal, Second Angel Bancorp 10/2007
>	Without Seconds, What's First? As piggybacks decline, borrowers may look to mortgage insurance as a financing solution by Vance Edwards, marketing-program manager, MGIC 10/2007
>	Survival By Expansion Transform your business by offering commercial and hard-equity products by Vaughn Lemoine, director of business development, Allied Mortgage & Financial Corp. 10/2007
>	Getting in Gear for Reverse Mortgages By tapping into their housing equity, eligible clients can increase their cash flow by Randy Lightbody, executive vice president of reverse mortgages, Countrywide, America's Wholesale Lender 10/2007
>	Help Clients, Help Yourself Informing borrowers of homes' investment potential can generate more leads by Ron Draluck, mortgage planner 10/2007
>	Harness the HELOC Learn the power of equity lines to help clients gain financial flexibility by Mike Smela, vice president and national mentor, Carteret Mortgage 10/2007
>	Wanted: Smarter Interest Rates Maybe the Fed is to blame for nonprime's problems by Richard Littlefield, broker and owner, Sophisticated Financial and Real Estate 10/2007
>	Leads Where You Live Churches, day cares and schools can be fantastic sources for finding customers by Christopher Farrell and Chris Sanders, co-owners, Sanctuary Lending 10/2007
>	Stop Whining, Start Networking Shake off recent industry troubles and focus on building your referral base by Edward Craine, CEO, Smith Craine Finance, and Ivan Misner, founder, BNI 10/2007
>	How to Ramp Up Commercial Business Referrals and marketing can bring in small-balance commercial leads by Salomon Wancier, senior vice president of marketing and communications, Silver Hill Financial LLC 10/2007
>	Let Searchers Find You Use the right keywords and direct more qualified borrowers to your Web site by JC Kadii, mortgage virtual assistant, close-more-loans.com 10/2007
>	Get Real Estate Agents on Your Side Lasting partnerships with real estate agents are mutually beneficial by Lisa Alley, managing partner and mortgage broker, Five Star Capital 10/2007
>	When Business Slows, Get Busy Using down time to get ahead can lead to future success by Jason Harris, CEO, Freedom First Financial Inc. 10/2007
>	Ratchet Up Your Rapport Marketing to current clients, rather than potential new ones, usually reaps referral benefits by Roxann McCoy, CEO, ProServe Mortgage Corp. 10/2007
>	So What Makes You Special? Better serve the market, your clients and yourself by picking a niche by Jason M. Fox, president, Luxury Mortgage Group 10/2007
>	Voice: Your New Top Sales Tool When you can't meet clients in-person, let your phone skills give the best impression by Terry Weiss, co-founder, pitchSIMPLE Inc. 10/2007
>	What Lenders Seek in Vendors A changing world means that brokers and lenders often must change compliance tools by Jason Pampell, national sales manager, SigniaDocs Inc. 10/2007
>	Smart Marketing for Nonprime Clients Filter your database and certify addresses to reach more potential clients by Ron Appel, national sales director, A+ Letter Service 10/2007