>	Navigating Rougher Waters Small-balance plugs forward amid new market realities by Cheryl Higley, national director, RBC Streamline 12/2007
>	From the Editor by Tony Stasiek, editor 12/2007
>	Q&A Victor Calanog, director of empirical research, and Sam Chandan, chief economist, Reis Inc. by Melinda Young 12/2007
>	Spotlight: Boston (commercial market) by Melinda Young 12/2007
>	Helping Hands Each month, Helping Hands features a mortgage professional or group that has volunteered to lend a hand to others in need by Kirsten Terry 12/2007
>	Inside Small-Balance Stability reigns by Randy Fuchs, principal and co-founder, Boxwood Means Inc. 12/2007
>	Tip of the Month Find the right mailing list by Joy Gendusa, PostcardMania 12/2007
>	Trends Taller skyscrapers by Darrick Meneken 12/2007
>	Where We've Been, Where We're Going Learn from the past year's market as you anticipate what next year will bring by William Hughes, senior vice president and managing director, Marcus & Millichap Capital Corp. 12/2007
>	Get to Know Your Escrow Officer Work with experienced professionals to increase your chances of closing by Richard DiNottia and Andrea Olson, commercial client managers, LandAmerica Commercial Services 12/2007
>	Risk in the Spotlight In a tight market, lenders place more emphasis on assessing environmental liability by Derek Ezovski, managing director, property due diligence group, Environmental Data Resources 12/2007
>	Construction Lending Today If your lender doesn't have a good risk-management plan, your client may not have a good loan by Penny Roach, executive vice president of business development, Granite Loan Management 12/2007
>	The Benefits of the Prescreen Get the skinny on refinance requests upfront, and save everyone time by Barbara Press, senior loan officer, Windsor Capital Funding 12/2007
>	Cross the Bridge Interim financing can be a deal-saver for borrowers who need a loan fast by Lisa Kelly, director of sales and marketing, Equity Secured Capital 12/2007
>	The All-Powerful Perception To cultivate strong relationships, show lenders that you're knowledgeable, trustworthy and capable by Robert Walton, business development officer, Western Capital Partners 12/2007
>	Think About Going Global Emerging international markets offer potentially fruitful opportunities by David Haskell, vice president and co-owner, KSI Capital Corp. 12/2007
>	For Owner-Users, It's All About Cash Know the barometer lenders use when deciding to fund these transactions by Robin Pitts, sales executive for advisor services, Everbank Commercial Real Estate Lending Group 12/2007
>	The Fundamentals Still Apply As we look to a new year and a new market, it's time to brush up on the basics by Fred Hollister and Nathan LaBudde, loan officers, Imperial Capital Bank 12/2007
>	The Fast-Funding Factor Credit card factoring may help business-owners in need of quick capital by Kevin Onizuk, nationwide business-development manager, BW Strategic Wholesale 12/2007