Direct Federal Mortgage Inc.
We can fund your hard-money HELOC solely based on ability to pay and equity. All homes must be free-and-clear or willing to refinance the 1st into it. Max CLTV is 50%. Non-owner-occupied and investment properties only. No rural properties, please
Lending Territory: Nationwide

Lakeside Financial Inc.
No minimum FICO score. Private lender that uses its own money. Loans from $30K to $150K. LTV up to 65%. Southern California properties; SFR's 1-4; 5+ units; owner and non-owner 1sts, 2nds HELOCS and 3rds.
Lending Territory: CA

Windstone Mortgage Corporation
No minimum FICO. We are an equity driven direct private lender. Property types preferred are NOO SFR, multifamily & commercial. 65% LTV or less in Southern CA is ideal but we cover the entire state. All loans are fixed rates and usually contain no prepay penalites.
Lending Territory: CA

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