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March 2008 Issue
> Bye, Paper
It's taken a while, but e-mortgages have started to gain mainstream acceptance
by Monte Larsen, chief marketing officer, DocuTech 3/2008

> From the Editor
by Tony Stasiek, editor 3/2008

> Q&A: Mark Oliphant
Director of Single-Family Mortgage Business, Fannie Mae
by Kirsten Terry 3/2008

> Spotlight: Dallas
by Kirsten Terry 3/2008

> Helping Hands
Each month, Helping Hands features a mortgage professional or group that has volunteered to lend a hand to others in need
by Kirsten Terry 3/2007

> Getting Personal
First-person accounts from mortgage professionals
by Susan Templeton, owner, Loannetter LLC 3/2008

> Tip of the Month
Hosting business meals
by Lydia Ramsey 3/2008

> Trends
Violation-based rescissions
by Kirsten Terry 3/2008

> Measuring Borrowers in a New Legal Landscape
As underwriting-related claims enter the litigation stage, brokers are wise to listen up
by John S. Devlin III, shareholder, and Andrew G. Yates, attorney at law, Lane Powell PC 3/2008

> Technology's New Clothes
Brokers can use software-as-a-service systems to improve marketing operations
by Stephen Margrett, CEO, The Turning Point Inc. 3/2008

> How and Why to Stay in Front of Legislation
Joining an association allows you the chance to voice your opinions before it's too late
by Linda Williams, trainer and vice president of marketing, Mortgage Trainers of North America 3/2008

> Clean Up Tech Clutter
Eliminate digital demons for more-effective mortgage marketing
by Dan Sullivan, vice president of sales and managing director, Velma.com 3/2008

> How to Read Lenders in a Flat Market
Brokers should understand how lenders make property-value decisions in current conditions
by Tim Burwell, account executive, and Lori A. Randich, manager, loan-production department, Redwood Mortgage 3/2008

> Spotting Seedy Loan Officers
Learn how to uncover fraud that might be occurring right before your eyes
by Frank McKenna, co-founder and chief fraud strategist, BasePoint Analytics 3/2008

> Getting to 'Yes' with Hard-Money Deals
Follow six tips to develop a general approach for this type of funding
by Steven Tiralongo, business-development manager, SDI Funding LLC 3/2008

> Learn to Open Commercial Doors
Changing business models can yield more success for brokers
by John Arno, broker, Park Hill Lending 3/2008

> The Fixer-Upper Advantage
By working with the right lenders, brokers can find value in investor-rehab clients
by Andrew J. Niesen, managing director, business development, RBA Capital 3/2008

> Maybe Someone Else Should Do Your Chores
Save time and money by using contractors for tedious tasks
by Tommy Duncan, president, Quality Mortgage Services 3/2008

> Watch Who You ARM
Adjustable-rate mortgages are a great fit for some, a time bomb for others
by Richard J. Hayes, president, Horizon Financial Corp. 3/2008

> Keeping Nonprime Afloat: 3 Tips
Focus on the basics to preserve loan possibilities for eligible, qualified borrowers
by Darrin Stobaugh, owner, DES Financial Services 3/2008

> Say Yes to Help
Your friends, family and contacts have the power to assist you in a slowing market
by Ivan Misner, founder, BNI, and Ed Craine, CEO, Smith Craine Finance 3/2008

> What's in It for Them?
Tell people the benefits of your product to ensure your marketing efforts gain a response
by Joffrey Long, president, Southwestern Mortgage 3/2008

> Try Time-Saving Technology
Using a virtual assistant to screen your prospects can help make you more productive
by Andy Lockwood 3/2008

> The 4 R's of Continual Improvement
To be your best, you must commit to practicing and implementing rewarding habits
by Dale Vermillion, founder and CEO, Vermillion Consulting Inc. 3/2008

> Ride the Bandwagon to Savings
Corporate-discount programs offer brokers savings they may not receive on their own
by Steve Mizes, president, EC Purchasing 3/2008

> The Lighter Side of Lending: Securitization Lessons
What you know about securitization can hurt you
by Gordon Schlicke, mortgage trainer 3/2008


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