>	Dare to Compare Interest continues to build for GSE and FHA loan options -- which one is right for your clients? by Darrin Stobaugh, owner, DES Financial Services 8/2008
>	Scotsman's Guide California Association of Mortgage Brokers Annual Convention & Grand Exposition by Jennifer Landree 8/2008
>	From the Editor by Tony Stasiek, editor 8/2008
>	Q&A: John M. Quigley Director, Berkeley Program on Housing and the Urban Economy by Ivanna C. Sukkar 8/2008
>	Spotlight: Baton Rouge, La. by Ivanna C. Sukkar 8/2008
>	Helping Hands Each month, Helping Hands features a mortgage professional or group that has volunteered to lend a hand to others in need by Ivanna C. Sukkar 8/2008
>	Getting Personal: Lisa Kelly First-person accounts from mortgage professionals by Lisa Kelly, director of sales and marketing, Equity Secured Capital 8/2008
>	Tip of the Month Cure your procrastination by Jackie Kadii, www.close-more-loans.com 8/2008
>	When Something's in the Air Know the risks of vapor intrusion and how you can help clients mitigate them by Derek Ezovski, managing director, property due diligence group, Environmental Data Resources 8/2008
>	Make MI Your M.O. Help more clients understand the benefits and various options of mortgage insurance by Anthony A. Bruschi, vice president of secondary and correspondent sales, Radian Guaranty 8/2008
>	Branch Out with VA Loans Military veterans present a strong opportunity for mortgage brokers by Daniel Chookaszian, managing mortgage planner, American Street Mortgage Co. 8/2008
>	The Risks We Take Mortgage originators must understand and mitigate the industry's inherent risks by Kevin Parra, president and CEO, Plaza Home Mortgage Inc. 8/2008
>	The FHA's Move to Risk-Based Pricing The agency's mortgage-insurance premiums are now based on credit score and downpayment by Christopher Doyle, loan officer, American Alliance Mortgage Co. 8/2008
>	Screen Your Commercial Deals There's money in commercial loans -- along with time-wasting black holes by Jeff Rauth, president, Commercial Finance Advisors Inc. 8/2008
>	How to Prepare for Lawsuits: 9 Tips Increased scrutiny places the onus on brokers to step up by David Weber, director, Navigant Consulting Inc. 8/2008
>	Insuring Your Company's Future A little-known insurance provision can help protect brokers in cases of indemnity claims by J. Craig Williams, founder, WLF | The Williams Lindberg Law Firm PC 8/2008
>	Clarifying Our Roles Brokers and bankers should work together to educate consumers and better the industry's image by Tom Heath, owner, Rio Nuevo Financial LLC 8/2008
>	Read First, Then Sign on the Dotted Line To manage the risks of the broker-to-banker transition, pay attention to correspondent agreements by David Lykken, president and managing partner, Mortgage Banking Solutions 8/2008
>	Bonds -- Surety Bonds If your state requires a mortgage-broker bond for licensing, here's what you should know by Marc A. Cisneros Jr., CEO and co-owner, CS Innovative Insurance Solutions 8/2008
>	Getting on the REO-Insurance Wagon Foreclosure growth highlights insurance issues for real estate owned properties by Ed Babtkis and Mel Babtkis, principals, Ross Diversified Insurance Services 8/2008
>	Make Learning Come Alive When implementing training for your company, consider using accelerated-learning techniques by Michelle LaBrosse, founder, Cheetah Learning LLC 8/2008
>	There's Power in the Positive When talking to clients, consider how you say things -- it could make all the difference by Steve Felt, founder, Real Estate Finance Institute 8/2008
>	Never Coerce Your Clients Offer several options for clients' situations rather than focusing on one particular loan by Dale Vermillion, CEO, Vermillion Consulting Inc. 8/2008
>	3 Ways to Use Pamphlets Effectively Giving your clients and prospects informational pamphlets can increase your profits by Bob Moran, director of business development, Worldwide Financial Resources 8/2008
>	Get Your Name Out When building your mortgage business, consider different ways to reach your prospects by Brad Cooper, mortgage coach, Loan Officer Success 8/2008
>	Fulfill Your Needs with Outsourcing When transitioning from broker to banker, consider using third parties for fulfillment services by Mary Kladde, president and CEO, and Ruth Lee, vice president of sales, Titan Lenders Corp. 8/2008