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April 2009 Issue
> The New Suitability
Buoyed by new government plans, more loans will be adjusted to fit borrower needs. Here's how -- and why
by Carol Beaumier, executive vice president and team leader, and Michael Brauneis, director, Protiviti 4/2009

> From the Editor
by Tony Stasiek 4/2009

> Q&A: Karl E. Case
Katharine Coman and A. Barton Hepburn professor of economics, Wellesley College
by Jennifer E. Garrett 4/2009

> Spotlight: Overland Park, Kan.
by Tony Stasiek 4/2009

> Helping Hands
Each month, Helping Hands features a mortgage professional or group that has volunteered to lend a hand to others in need
by Ivanna C. Sukkar 4/2009

> Getting Personal
First-person accounts from mortgage professionals
by Mark G. Taylor, senior mortgage planner, Security Mortgage Corp. 4/2009

> Tip of the Month
Save money, go digital
by Christopher Kinnee, Lender Support Systems Inc. 4/2009

> Origination Tracker
by Wholesale Access Mortgage Research and Consulting Inc. 4/2009

> Reverse Mortgages: The Answer to Some Woes?
Home Equity Conversion Mortgages offer help to older borrowers facing financial strain
by Robert D. Yeary, chairman and CEO, Reverse Mortgage Solutions Inc. 4/2009

> Deep in the Tranches
Want to help fix the foreclosure crisis and clean up toxic assets? Look beyond the banks
by Robert L. Schnell Jr. and Stephen M. Mertz, attorneys, Faegre & Benson 4/2009

> How to Tame the Refi Rush
Rick Pelleriti, senior loan officer, Clarion Mortgage Capital
by Consider ways you can take home more -- and how to pass that along to borrowers 4/2009

> Pre-empt Technology Nightmares
Legal agreements establish performance standards and help resolve disputes
by Jennifer Jackson Spencer, founding shareholder, Spencer Crain Cubbage Healy & McNamara pllc 4/2009

> Smaller Homes Becoming a Bigger Deal
Economic and environmental sustainability play key roles in square-footage trend
by Kathleen O'Brien, president, O'Brien & Co. 4/2009

> Getting to Know Reverse Changes
Four mortgagee letters from late 2008 affect how brokers originate reverse mortgages
by Christopher Cruise, senior national trainer, LenderTraining.com 4/2009

> 9 Ways to Make Social Media Work for You
Social-networking sites offer free opportunities to create traffic and market your services
by Marco Carbajo, owner and president, UCan2 Inc. 4/2009

> Nabbing Top Employees: 5 Tips
You might have the pick of the litter -- but ensure your choice is solid on all fronts
by By K.L. Spencer 4/2009

> Why Referrals Aren't Created Overnight
Maintaining a solid customer base requires a plan and a sincere follow-up technique
by Jerry Rouleau, owner, J. Rouleau & Associates LLC 4/2009

> Be Your Project's GPS
Creating a map and plotting a careful course are integral to marketing projects' successful completion
by Michelle LaBrosse, founder, Cheetah Learning LLC 4/2009

> Mastering the Art of Conversation
Effective speaking skills often lead to business growth
by Robert Nolan, president and CEO, IvyStone Consulting Group 4/2009


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