>	Feelin' Plucky A wealth of refinancing business could be available via creditworthy loans trapped in filthy mortgage pools by Chip Larson, president, Home Equity Partners 6/2009
>	From the Editor by Tony Stasiek, editor 6/2009
>	Spotlight: Des Moines, Iowa by Darrick Meneken 6/2009
>	Q&A: Randy Cohen Ethicist by Darrick Meneken 6/2009
>	Getting Personal First-person accounts from mortgage professionals by Michael Sichenzia, CEO, Dynamic Consulting Enterprises LLC 6/2009
>	Tip of the Month Say goodbye to cold calls by Stephen Felt, Creative Business Finance LLC 6/2009
>	Understanding the Industry's Gray Areas Often, the decision to comply or to let it fly comes via one of four issues by Steven Sheasby, owner and president, Integrity Mortgage Licensing 6/2009
>	The Value of Value Measurements Knowing which housing reports track what -- and how -- often aids planning efforts by David Stiff, chief economist, Fiserv Inc. 6/2009
>	4 Ways to Build Mental Toughness A strong mind-set and positive action can deliver an exceptional second half of 2009 by John Odegard, president, Seattle Funding Group 6/2009
>	The Benefits of Referring Loan Mods Counseling clients nearing default or foreclosure can earn brokers new and continuing business by Arvin Wijay, CEO, Retreat Capital Management 6/2009
>	Prepping for a Fractional Comeback Though now out of fashion, fractional ownership presents benefits for second-home buyers by Mark Chesney, founder, GrandShare 6/2009
>	Dig Deeper with Technology Loan-modification software might help uncover hidden truths and assist borrowers by Steve Grant, president, Credit Plus Inc. 6/2009
>	How to Right Your Professional Path During rocky times for the industry, it's imperative to pay extra attention to ethics by Jean Badciong, vice president of operations, Inlanta Mortgage 6/2009
>	RESPA: Untangling Its Knots Set for Jan. 1 implementation, Real Estate Settlement Procedures Act changes could confuse by Lauren Ingersoll, senior vice president, client-development counsel, Mavent Inc. 6/2009
>	8 Tips for a Successful Appraisal Process Implementing these tips -- or passing them to clients -- can hasten a refinance transaction by J. Daniel Neumann, president, J. Daniel Neumann Appraisals Inc. 6/2009
>	Why Credit Restoration Could Be Worthwhile Multiple benefits may exist from teaming with a credit-repair firm by Stephen Leifer, president, 1st Rate Financial 6/2009
>	Apply Ethics Tests for Better Business Brokers should think about what's right and act appropriately at all times by Gary Opper, president, Approved Financial Corp. 6/2009
>	The Truth Behind 7 Short-Sales Myths Denying fallacies and gaining expertise can help brokers deal with distressed property by Alex Charfen, co-founder and CEO, Distressed Property Institute 6/2009