>	How to Survive the Legal Carnival Saddled with dubious mortgage-related litigation? Try these 5 steps by Christopher E. Thorsen, partner, Bradley Arant Boult Cummings LLP 9/2009
>	From the Editor by Tony Stasiek, editor 9/2009
>	Spotlight: Austin, Texas by Tony Stasiek, editor 9/2009
>	Q&A: Elvis Stulting President, Texas Association of Mortgage Professionals by Darrick Meneken 9/2009
>	Tip of the Month Consider telemarketing by Christopher Kinnee, Lender Support Systems Inc. 9/2009
>	Getting Personal First-person accounts from mortgage professionals by Douglas Muir, CEO, Credit Justice Services 9/2009
>	Adjusting to New Valuation Climate Brokers can look beyond appraisals when seeking to apply worth to home investments by Richard H. Zahm, founder and principal, Second Angel Bancorp 9/2009
>	Flood Insurance: What You Should Know As hurricane season nears its peak, ensure your borrowers are prepared for flood risks by Edward L. Connor, acting assistant administrator, Federal Emergency Management Agency Mitigation Directorate 9/2009
>	How to Build Financial Literacy The onus is on brokers to educate borrowers before, during and after the transaction by Paul Wylie 9/2009
>	Guess What? Regulation Z Already Changed Brokers must know the critical amendments, which took effect two months sooner than expected by By Laura Marquez-Garrett and Miriam Cho, attorneys, Foster Pepper PLLC 9/2009
>	Guiding Loan-Mod Clients: 11 Tips Loan-modification waters can be choppy for borrowers -- but you could show the way by Ray Williams, founder and president, Greenway Capital Management 9/2009
>	Be Ready for Short-Sale Shortcomings Understanding common glitches marks the first step toward closing these deals by Alex Charfen, co-founder and CEO, Distressed Property Institute 9/2009
>	Formulating Brokerage Success Don't just count on automated calculations -- understand the math behind mortgages by Gary Opper, president, Approved Financial Corp. 9/2009
>	Opportunities for Referrals Abound If you keep real estate agents in the loop, you can increase openings for new business by Rich Randall, founding partner, RichRandall.com 9/2009
>	5 Strategies for Coping with Tough Times Industry leaders should step up their communication in this economic downturn by Donna de St. Aubin, principal, St. Aubin, Haggerty & Associates Inc. 9/2009
>	Building Business in a Tough Market Focus on four key areas to nurture relationships with lenders by Rob Katz, president, Del Mar DataTrac 9/2009
>	3 Ways to Pitch Your Niche Gain a steady stream of clients by establishing and announcing your expertise by Tim Davis, vice president of marketing, Titan Home Loans 9/2009
>	Updating Your Business Plan: 3 Tips Changing times mean changing needs, and your company must set a path for coping by David Lykken, president and managing partner, Mortgage Banking Solutions 9/2009
>	HVCC Fact and HVCC Fiction There's more than meets the eye when it comes to the controversial valuation code by Chris Jones, branch manager, City 1st Mortgage Services 9/2009
>	Property-Tax Reduction: A Niche to Consider? Adding assessment-challenge consultancy to your platter could yield rewards by Andrew Lockwood 9/2009