>	Don't Need No Education? Think Again Having an education expert on your team could keep you on the right track. by Linda Williams, CEO and trainer, Mortgage Trainers of North America 10/2010
>	From the Editor by Ivanna C. Sukkar, editor 10/2010
>	Spotlight: Pennsylvania (residential market) by Darrick Meneken 10/2010
>	Valuation Insight: October Fannie cuts the chances of appraisal cuts by Griff Straw, president, Solidifi U.S. 10/2010
>	Q&A: William Howe, NAMB 2010-11 president by Darrick Meneken 10/2010
>	Tip of the Month Got a plan? Take action by Byron G. Torres 10/2010
>	Stand at Attention for VA Loans Brokers need special knowledge and know-how when working with service members by Beverly Ray Frase, program manager, USA Cares 10/2010
>	How to Promote Smooth Appraisal Transfers When better deals come along, avoiding valuation roadblocks is critical by Brian Coester, CEO, Coester Appraisal Group 10/2010
>	Plan for the Return of Jumbo Loans Promoting periphery products such as title insurance may attract high-end borrowers by Timothy M. Dwyer, CEO, Entitle Direct Group Inc. 10/2010
>	Keeping Tabs on Financial Reform A new consumer bureau will affect brokers' business by Richard Smith, loan originator, Churchill Mortgage 10/2010
>	The Downside of Retail Temptations The rewards of leaving wholesale lending often aren't what they seem by Andrew Weiss-Malik, chief operating officer, 360 Mortgage Group LLC 10/2010
>	The Tricky Business of Predicting Market Trends Answers to three questions may indicate where the real estate market is headed by Ken Lambert, CEO, Ken Lambert Mortgage Enterprises Inc. 10/2010
>	3 Ways to Minimize Risk Brokers stand on the front line of the fight against mortgage shams by Cindi Dixon, CEO, Mela Capital Group 10/2010
>	Narrow Your Focus The answer to increasing business often lies in specialization by Richard Wilson; founder, chief marketing strategist; Sentium Strategic Communications 10/2010
>	To Get By, Diversify Consider adding new services to your product line by Shane Willis, CEO, The Inspiring Light Inc. 10/2010
>	Blog to Command Your Niche To be seen as an expert on your corner of the market, blog regularly by Rick Grant, principal, Rick Grant & Associates 10/2010
>	Position Yourself as a Premium Broker Understanding lenders' broker-evaluation criteria may improve your pricing and your profit by David Colwell, executive vice president, Loan-Score Decisioning Systems 10/2010