>	Rehab Loans May Lift Your Business Out of the Muck Partner with FHA 203(k) contractors to rise above the competition by Morgan Zenner, marketing and communications coordinator, National Association of the Remodeling Industry 2/2012
>	From the Editor: February by Jennifer E. Garrett, editor 2/2012
>	Featured Top Originator: Kathy Shaw, First Place Bank No. 32 Most Loans Closed (2010) by Jennifer E. Garrett, editor 2/2012
>	DataDecoded: February Changing conforming-loan limits may have limited impact by Svenja Maarit Gudell, senior economist, Zillow 2/2012
>	Q&A: Peter Bell, National Reverse Mortgage Lenders Association Peter Bell, president and CEO, National Reverse Mortgage Lenders Association by Jennifer E. Garrett 2/2012
>	Spotlight: Iowa (residential market) by Jennifer E. Garrett 2/2012
>	Team Up for REO Sales Successful distressed-property deals require collaboration by Suzanne Ball, president, America's InfoMart Inc. 2/2012
>	3 New Types of Consumer Credit Notifications Familiarize yourself with new notices and help clients better understand their credit by Elizabeth Karwowski, founder, Get Credit Healthy Inc. 2/2012
>	Business of a Feather Flocks Together Market your niche to help expand and concentrate your business by B.J. Bounds, senior marketing communications specialist, Calyx Software 2/2012
>	3 Hard-Money Basics Hard-money loans may be the answer to your clients' investment needs by Yanni Raz, CEO, HML 2/2012
>	Keeping Pace with Internet-Savvy Consumers Leverage new sales tools and online marketing to get ahead by Adam Stein, CEO, LoanTek.com 2/2012
>	Find Savings by Going Paperless Electronic document management provides numerous benefits by Randall Nachman, operations manager, ATLOS LLC 2/2012
>	Marketing Your Business and Yourself Understand how to approach your marketing with purpose and diligence by Chris Jones, branch manager, City 1st Mortgage Services 2/2012
>	Improving Today's Origination Technology Know how to change and customize your loan-origination system by Don Kracl, founder and president, Mortech 2/2012
>	Getting Creative with Foreclosed Properties Add value to your clients' lots and to your business by Bob Waun, managing director, Americor Mortgage/Vacation Finance 2/2012
>	Adding Borrower Value Through Social Media Learn how and why to connect with your clients by Rick Grant, principal, Rick Grant & Associates 2/2012
>	Marketing with a Heart Cause-related publicity can mutually benefit lenders and nonprofits by Dan Schenk, program specialist, PenFed Foundation 2/2012
>	Send the Right Message Present your value and expertise through direct marketing by Tom Emmerson, vice president of sales and marketing, Premier Advantage Marketing 2/2012
>	Being Optimistic in a Depressed Market Discover new ways to improve your body and mind by Gary Opper, president, Approved Financial Corp. 2/2012
>	What You Say and What Clients Hear Lay down a few ground rules to improve your business and yourself by Ralph LoVuolo Sr., president, Mortgage Motivator 2/2012
>	BackSpace: February Financing for individuals and families with special needs may require special care by Mary Anne Ehlert, president and founder, Protected Tomorrows Inc. 2/2012