>	Position Your Business to Win Carefully consider your endgame before making a move from broker to banker by Darrin Stobaugh, senior manager, Argus Lending 6/2012
>	From the Editor: June by Jennifer E. Garrett, editor 6/2012
>	Featured Top Originator: Brian Blonder, EagleBank No. 4 Refinance Volume (2011) by Raymond Fleischmann, associate editor 6/2012
>	DataDecoded: June Foreclosure activity continues to ebb and flow by Daren Blomquist, vice president, RealtyTrac 6/2012
>	Q&A: Jan Clark, Ernst Publishing Co. Jan Clark, vice president of sales and marketing, Ernst Publishing Co. by Raymond Fleischmann, associate editor 6/2012
>	Spotlight: Hawaii (residential market) by Raymond Fleischmann 6/2012
>	Special Report: A Look at Today's Homebuyers A recent national survey shows signs of optimism for the housing market by Mike Hardwick, president, Churchill Mortgage Corp. 6/2012
>	The ABCs of Quality Bank-Branch Originations Know these three strategies for building and maintaining branch operations by Malcolm Hollensteiner, director of retail lending sales, TD Bank 6/2012
>	Find Assistance Where It's Needed Downpayment-assistance programs may lead to more closed deals by Steve Cook, managing editor, Real Estate Economy Watch 6/2012
>	Lock in More Protection Key-person disability insurance may shield your business by Steven Driss, president, Lifeline Employee Benefits 6/2012
>	Keep an Eye on the Environment Common environmental concerns can affect values and financing by Jack Huntress, vice president of residential services, Environmental Data Resources; and Francis (Rich) X. Finigan, president, American Continuing Education Institute 6/2012
>	Setting the Record Straight Help clarify common misconceptions about loan modifications by William P. Matz, attorney and broker 6/2012
>	Attract More Quality Referrals Build strong working relationships with the VCP model by Derek Egeberg, branch manager, Academy Mortgage Corp. 6/2012
>	8 Ways to Train for Better Business Tackle the tough questions about training in the mortgage industry by Kenneth L. Kanady, director of learning, Wendover Consulting Inc. 6/2012
>	A Case for Discipline Living by the rules can spell success by Douglas Smith, president, Douglas Smith & Associates 6/2012
>	Breaking the Language Barrier Grow your business with successful cross-cultural communication by George Rimalower, president, ISI Translation Services 6/2012
>	Managing Expectations These four steps will keep your clients at ease through the loan process by Jim Schmidt, branch manager, Poli Mortgage Group Inc. 6/2012
>	Keep Pace with Social Media Changes In the online world, focus on the message -- not the tools by Shashank Shekhar, CEO, Arcus Lending 6/2012
>	BackSpace: June Weighing the risks and rewards of mortgage banking by Rania Oteify, associate editor 6/2012