Scotsman Guide > Commercial > Articles

 Enter your e-mail address and password below.

  •  
  •  

Forgot your password? New User? Register Now.

Articles about Compliance

 

Residential | October 2016 
3 Benefits of Technological Advances
Technology has permeated nearly every crack and crevice of business operations across most industries worldwide. In fact, it is a challenge to think of even one business that has not been impacted by ...
By Tim Smith, co-founder and president, FirstClose

Residential | October 2016 
Taming the Compliance Beast of Burden
Compliance in the mortgage industry is not a new topic. In fact, there are mortgage regulations on the books as old as the Truth in Lending Act of 1968, which was passed to ensure that borro...
By Pramod Karachur, IndiSoft

Residential | August 2016 
Lurking Hackers Everywhere
Information-security risks have evolved dramatically over the past several years. Malware, or software designed with the intent to steal, damage, disclose or destroy data, has evolved even faster. Hac...
By James M. Deitch, CEO and co-founder, Teraverde Management Advisors

Commercial | August 2016 
Green Battle Royal
For borrowers coping with complex commercial property deals involving environmental challenges, preparing for the underwriting process can feel like preparing for war. Outside experts are valuable all...
By Gary Reynolds, principal, Integrated Risk Advisors

Residential | May 2016 
Prepare for the Next Wave of Compliance
At a glanceRegulators are looking at originator compensationThe Consumer Financial Protection Bureau's Regulation Z prohibits an originator's compensation from being based on any terms or conditions o...
By Corey Hulbert, associate vice president and head of sales, SmartProp at ATPR Inc.

Residential | July 2015 
Open Your Mind to New Regulations
Editor’s Note: In the time since this article was written and published, the Consumer Financial Protection Bureau (CFPB) has changed the effective date for TRID. The new effective date is Oct. 3. ...
By Daniella Casseres, attorney, Offit Kurman PA’s financial institutions-compliance practice group

Residential | June 2015 
Vendor Management Under the Microscope
There’s an increasing focus by the Consumer Financial Protection Bureau  (CFPB) and banking regulators on how lenders manage their myriad vendor relationships. Certainly, fines levied against lenders ...
By Regina M. Lowrie, founder, president and CEO, RML Advisors

Residential | May 2015 
Creating a Single Source of the Truth
For mortgage banks and brokerages, documentation is simply critical. It’s so critical, in fact, that some mortgage organizations view documentation as a form of truth in the industry — a...
By Joy K. Gilpin, manager, professional services group, AllRegs

Residential | March 2015 
A Big Issue for Small Lenders
You work for a local lender and close about 20 loans a month. You’ve been reading all the new compliance regulations, but a lot of them don’t seem to apply to you. Regardless of your volume, however, ...
By Josh Heierding, product consultant, Mercury Network

Residential | December 2003 
Why Do I Need a Consumer Compliance Program?
This month we will begin discussing how to establish a sound consumer compliance program.  This article is the first of a three-part series on compliance programs. Consumer Compliance is Not a Pr...
By James D. Russell, CPA, managing partner, MTG Consult

Residential | May 2003 
It’s All About Protecting the Privacy of Your Client’s Confidential Information, or: What You Don’t Know ‘CAN’ Hurt You!
Less than four years ago, President Clinton signed into law the Financial Services Modernization Act.  Better known today as the Gramm-Leach-Bliley Act (GLBA) in honor of its sponsors, it affects the ...
By Mark Piesner, President, American Information Security Group

Residential | December 2004 
Compliance: From A to Z
Compliance: From A to Z is a series of monthly articles by James Russell in the Scotsman Guide intended to educate mortgage originators on consumer compliance issues. The series goes beyond the sup...
By James D. Russell, CPA, managing partner, MTG Consult

Residential | November 2004 
Compliance: From A to Z
Everyone in the industry knows that the annual percentage rate (APR) is disclosed on the Truth in Lending Disclosure, but surprisingly few know how to properly calculate the APR.  In theory, correc...
By James D. Russell, CPA, managing partner, MTG Consult

Residential | October 2004 
Compliance: From A to Z
Denials and Other Notices Required by ECOA Regulation B of Section 202.9 of the Equal Credit Opportunity Act (ECOA) imposes several notice requirements on creditors. The nuances of the re...
By James D. Russell, CPA, managing partner, MTG Consult

Residential | September 2004 
Compliance: From A to Z
Ready, Fire, Aim! What Are My Legal Obligations? Most new loan officers (and many seasoned loan officers) take a READY, FIRE, AIM approach to mortgage originations. Without considering the le...
By James D. Russell, CPA, managing partner, MTG Consult

 
 

< First | < Prev | 1 | 2 | 3 | 4 | 5 | >> | Next > | Last >



 

 




 
 

 
 

© 2019 Scotsman Guide Media. All Rights Reserved.  Terms of Use  |  Privacy Policy