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Articles about Interest Rates

 

Residential | May 2018 
The Bond Market as Crystal Ball
Your phone rings. On the line is a client, who asks, “Where are rates going? Should we lock today?” In such a situation, as a mortgage originator, you can’t afford to react like a deer stunned by...
By Dick Lepre, senior loan adviser, RPM Mortgage

Residential | May 2018 
Mortgage Industry Outlook
For more than 100 consecutive months, the U.S. economy has continued to grow, with real gross domestic product (GDP) per capita increasing by nearly 13 percent over that period of time, accor...
By Tom Gillen, senior vice president of capital markets, Churchill Mortgage

Commercial | May 2018 
Eco-Consciousness Is Within Reach
The combination of higher interest rates, compressed cap rates and increased operating costs have forced many players in the commercial real estate sector to search for alternatives to save on financi...
By Igor Zhizhin, president, American Street Capital LLC

Residential | March 2018 
Canary in the Coal Mine
An old coal-mining safeguard used caged canary birds to detect carbon monoxide and other toxic gases before they hurt humans. If the canary died, miners needed to get out of the mine quickly. ...
By Eric Fedewa, managing partner, Ascend Capital Partners LLC

Commercial | October 2017 
Direct Lenders Are Land-Deal Friendly
Traditional lenders, such as banks, typically consider land loans too risky to fund. Most look only at the tax returns, financial statements and creditworthiness of the borrower as well as the current...
By Mark Falzone, senior loan officer, Kennedy Funding Financial

Commercial | September 2017 
SBA Loans Enhance Your Value and Profits
Small businesses are the backbone of the nation’s economy as the biggest job creators and major drivers of thriving communities. The U.S. Small Business Administration (SBA) developed the CDC/504 loan...
By Barbara Morrison, founder and president, TMC Financing

Commercial | August 2017 
Private Money Can Move Mountains
Private money has evolved immensely over the last 10 to 15 years, especially since the Great Recession. The value private lenders bring to a transaction is much greater than in years past. Pricing is ...
By John Odegard, president and founder, Seattle Funding Group

Residential | June 2017 
Rate Hike Calls for Reassurance
The Federal Reserve’s recent interest-rate increases — 0.25 percentage-point increases in December 2016 and again this past March — and the high likelihood of future increases on the horizon may not s...
By Mike Kinane, head of consumer lending, TD Bank

Residential | May 2017 
Bring Back the Buy-Down
Prior to the mortgage meltdown, “buying down” the interest rate — or paying points to refinance — was commonplace in the industry. Over the past decade, however, there has been a shift, with bor...
By Aron Rofer, president and general counsel, Power Choice Mortgage Advisors

Residential | May 2017 
Finding Comfort in History
 KEY POINTS Reasons not to be concerned by Federal Reserve actions During money-tightening periods, increases in bond yields generally are less than half of the increase in the federal funds ra...
By Brent Nyitray, director of capital markets, iServe Residential Lending

Residential | May 2017 
The One-Two Punch to Rising Rates
Like practically every other sector of the U.S. economy, the housing industry can expect significant changes in the face of new economic pressures this year. Two big topics defining the country’...
By Kasey J. Marty, executive vice president, Guaranteed Rate

Commercial | May 2017 
The Multifamily Market Enters a New Era
The multifamily real estate market has been on the rise in recent years. Real estate research company CoStar Group, for example, reported that loan originations increased by 26 percent year over year ...
By Yuen Yung, chief executive officer, Casoro Capital

Commercial | May 2017 
Find the Best Loan for the Borrower
Interest rates are going to continue to rise. That’s the general consensus among experts in various sectors of the financial industry, and commercial mortgage brokers will need to keep that in mind wh...
By Melissa Foxall, underwriter, APEX Mortgage Corp.

Residential | March 2017 
Answering the Tough Questions
Mortgage loan originators, or MLOs, often get asked about the state of the market. Borrowers want to know if it is a good time to buy a home or where the market is going. The toughest questions to ans...
By Houtan Hormozian, vice president, Crestico Inc.

Residential | February 2017 
Pick a Niche and Stick With It
Everyone has heard the saying, “A Jack of all trades, but master of none.” The hidden truth of this saying is that trying to be a “Jack of all trades” will just burn you out. No one has the time to le...
By Nathan Rufty, mortgage coach and trainer, Mortgage Marketing Pros

 
 

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