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Articles about Mortgage Applications


Residential | March 2007 
7 Trends for the Tech-Savvy
To be competitive in today’s market, cost-effective automation of business practices through information technology is critical. Mortgage-industry players that can capture and process loans faster w...
By Joey Burgoon, director of product management, Advectis Inc.

Residential | February 2007 
Keeping It in Reserve
With unstable rates and declining property values, it has become increasingly difficult for loan officers to refinance their clients’ mortgages without increasing the homeowners’ monthly expenses. T...
By Drew de la Houssaye, managing director, Fund It Capital

Residential | January 2007 
Don’t Hold Your Cards Too Close
I love my morning cup of coffee. Every morning I stop at the same local coffee shop and pick up a large coffee with cream. What makes it particularly enjoyable is that they know me there and often  ...
By Eric J. Risley, founder and CEO, Aclient Software Systems

Residential | January 2007 
How to Implement a S.M.A.R.T. Strategy
Industry experts project that loan originations declined by 14 percent in the past year— and that’s a conservative estimate. This is on top of the 19-percent decline that took place the previous yea...
By Peter Phelps, CFO and COO, Next Online Mortgage Technologies Inc.

Residential | November 2008 
FSBOs Can Add Fizz to Your Biz
In a tight market, even top producers and old pros are searching for new ways to find consumers who need financing. That’s why working with for-sale-by-owner (FSBO) sellers can be a smart addition t...
By Molly Greene, independent writer, real estate industry

Commercial | October 2008 
8 Creative Financing Methods (and How to Find Them)
In the past few months, a number of mortgage brokers likely have considered going into a new line of business. The value of real estate continues to tumble with no signs of the end to the plunge in ...
By Milton Franklin, founder and president, Commercial Mortgage Exchange Inc.

Residential | August 2008 
The Risks We Take
The mortgage industry continues to face unprecedented risk levels. Credit continues to tighten as a protection against the ongoing fall in home prices, and home prices continue to fall because of ti...
By Kevin Parra, president and CEO, Plaza Home Mortgage Inc.

Residential | July 2008 
When to Hold Them, When to Fold Them
As the economy constricts and lenders tighten their underwriting criteria, brokers are finding that they must present higher-quality loans than before. And, as such, many are seeing their loan volum...
By Manuel V. Sicre, chief financial officer, EMP Medical Services and Central Medical Equipment Rental

Residential | May 2008 
Q&A: Kim Herman, National Council of State Housing Agencies
According to NCSHA President Kim Herman, state housing-finance agencies “provide affordable options that wouldn’t otherwise be available to people to buy and rent homes.” He explains how state agenc...
By Melinda Young, associate editor, Scotsman Guide Media, Inc

Residential | April 2008 
How to Qualify Self-Employed Borrowers
The credit crunch, which has stifled many mergers and acquisitions between big companies, is now putting the squeeze on self-employed borrowers. Many of these small-business owners rely on home-equi...
By Peter Hébert, author, Mortgaged and Armed

Residential | April 2008 
The Deal May Go On
Imagine you are halfway into a refinance or purchase transaction. The title policy arrives, and you have no reason to believe there will be any issues because your clients did not reveal any -- nor ...
By Chan B. Masselink, president, Falls Mortgage LLC

Commercial | March 2008 
Turn In and Stay Tuned
You may think that your work on a commercial loan is finished once you have completed an application and prepared a complete financing plan for your borrowers. But this is not the case. You are done...
By Andrew Bogdanoff, chairman, Remington Financial Group Inc

Residential | February 2008 
We’re Not in the Clear -- Yet
It has been many years since the United States has seen a major downturn in the housing market such as the one taking place today. The U.S. Office of Thrift Supervision predicts that between $300 bi...
By Paul Warner, partner, Jeffer, Mangels, Butler & Marmaro LLP

Residential | November 2009 
New-Look Origination Charges Coming Soon
Mortgage brokers will wake up on Jan. 1 to a new world of regulation. That's the date on which all brokers must start using the U.S. Department of Housing and Urban Development's (HUD's) new good-fa...
By Richard Smith, loan originator, Churchill Mortgage

Commercial | December 2009 
Defy Defeasance Dilemmas
Borrowers looking to exit an existing real estate loan in today's market often are motivated to refinance or sell as soon as an opportunity presents itself.  This desire to lock in an exit is jus...
By Jodi Eppler, director of defeasance services, Chatham Financial


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