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Stated Income Loans


Agoura Hills Financial
AHF will consider loans with this criteria. We are an equity-driven private lender. No minimum FICO. Up to 65% LTV. Contact us today for a quick close!
Lending Territory: Southern CA

Capstone Financial
Alternate income documentation accepted, for primary residence and investment property.
Lending Territory: AZ, CA, CO, NV, OR, WA

Cherrywood Mortgage LLC
Cherrywood Mortgage offers programs with full income documentation, lite income documentation and no income documentation. (Excludes commercial O/O.)
Lending Territory: NATIONWIDE except AK, ND, SD

Equity Secured Capital
All of our loans are stated-income which streamlines the closing process.
Lending Territory: TX

No-doc loans from $15K-$1M, 17-yr. term. Aggressive rates, high LTVs, no prepays or balloons. Loans to self-directed IRAs and transaction funding. 24-hr. funding. No appraisals needed. Fire insurance only.    
Lending Territory: NATIONWIDE ex. AK, AZ, CA, ND, NV, NY, OR, SD, UT, VT  

Fidelity Bancorp Funding
Bank pricing, broker-friendly, 3-EZ steps to submit. We close loans. Multifamily loans up to 80% LTV.
Lending Territory: NATIONWIDE

Fidelity Mortgage Lenders Inc.
40 percent maximum LTV, 20-year fixed rates, fully amortized, no prepayment penalties.
Lending Territory: CA, NV

FMC Lending 
Stated income, stated assets. Stated no ratio and no doc loan programs available. Direct private money lender - asset based. Fast 7-day close. No credit needed. Bad credit OK. 400+ FICO allowed. Bankruptcy allowed. Foreclosure bailout allowed. Debtor in possession allowed. No tax returns. No bank statements. All property types. All property conditions allowed. Same day approvals. 70-75% LTV. 80% case-by-case.
Lending Territory: NATIONWIDE ex. AK

Kennedy Funding Financial 
Kennedy Funding Financial is a real estate secured lender with loans starting at $1M.  
Lending Territory: INTERNATIONAL

Pacific Private Money Loans
Broker friendly with quick turn times and loan scenario responses. Fast funding. Direct lender. Up to $20M loan size. Call or e-mail for more information on programs. Ranked by Scotsman as one of the top 5 hard money lenders in 2014.
Lending Territory: CA, HI

PB Financial Group Corp.
PB Financial Group Corp. offers stated business purpose, owner-occupied and Investment properties throughout the State of California. We even have 2nd position stated loans up to 60%-65% CLTV. First position loans up to 65-70% LTV and purchases up to 65-70% with exception up to 80% of the purchase price. Approvals are within 4-6 hours and funding as quickly as 5-7 business days.
Lending Territory: CA

South End Capital Corp.
We offer stated income loans for borrowers seeking financing for investment residential or commercial property types including: 1 to 4 unit residential, multifamily, mixed-use, office, retail, warehouse, industrial, self-storage, mobile home parks, auto-service, restaurants, bars, daycare and more! Rates start at 6%, 30 year amortizations, up to 7 year fixed terms, loans sizes considered from $250K to $5M, unrestricted cash-out, closings in as little as 2 weeks and light documentation (no tax returns or financials required).
Lending Territory: NATIONWIDE

Stratton Equities
Stated income NOO mortgages. We offer 1-6 unit up to 80% LTV cash-out and purchase mortgages with rates starting at 6%. 30-year term.
Lending Territory: NATIONWIDE

Velocity Mortgage Capital
We are a direct, nationwide,  wholesale, stated-income lender (SISA/SIVA; no 4506T, no income, no employment, no CPA letter, etc.) offering par rates with no points. 30-year amortized terms. Up to 75% LTV for residential investment property, multifamily, mixed-use and traditional commercial property. Easy broker package with no buyback clause.  
Lending Territory: NATIONWIDE

Wilshire Finance Partners Inc.
Minimal paperwork on residential and commercial real estate bridge loans. Collateral-based lending focused on property cash-flow and collateral value.
Lending Territory: CA, FL, OR, TX, WA

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