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Mortgage rates fall ahead of the holiday


Mortgage rates fell slightly during a quiet week ahead of the Thanksgiving holiday, Freddie Mac reported.

Through Tuesday, the 30-year fixed rate averaged 3.95 percent, down two basis points from the prior week, Freddie said. A year ago, the rate averaged 3.97 percent. The 15-year fixed rate was unchanged and other shorter-term rates either fell or rose marginally.

“Economic releases over the last week contained no major surprises, and none are expected in the next few days,” said Sean Becketti, chief economist at Freddie Mac.

Becketti said that the year was winding down, and only two dates of significance could move rates. On Dec. 4, the U.S. Department of Labor will release its jobs report for November. Also on Dec. 15-16, the Federal Reserve’s Open Market Committee (FOMC) will meet and are expected to take a hard look at raising the short-term rate. 


 

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