Scotsman Guide > News > February 2018 > News Story

 Enter your e-mail address and password below.


Forgot your password? New User? Register Now.

News Archives

Subscribe icon Subscribe to our weekly e-newsletter, Top News.

Credit eases in January

Mortgage credit conditions eased to begin the year, the Mortgage Bankers Association (MBA) reported.

MBA’s mortgage credit availability increased 2.1 percent over the month to 182.9 in January, an indicator of loosening credit. Of the component indices, jumbo loans saw the greatest easing in the month (up 6.1 percent), followed by conventional loans (up 3.6 percent), conforming (up 1.1 percent) and government (0.9 percent).

“Credit availability increased across the board in January, more than reversing December declines in almost all component indices,” said Lynn Fisher, MBA’s vice president of Research and Economics.  “Jumbo credit programs rebounded most strongly and reached a new series high, driven by an increase in the number of programs with reduced documentation requirements,” Fisher continued. “In government lending programs, credit availability remains somewhat lower than the rest of 2017,” she said.

 The index was benchmarked at 100 in March 2012, when credit conditions were especially tight. 


Questions? Contact at (425) 984-6017 or

Get the latest news and articles from Scotsman Guide straight to your inbox.

Send me the following e-mails:

Learn more about Scotsman Guide e-mails

Thank you for signing up to receive e-mails from Scotsman Guide.

A confirmation e-mail has been sent to the address you provided.

For questions regarding your e-mail subscriptions please contact or call (800) 297-6061.

Fins A Lender Post a Loan
Residential Find a Lender Commercial Find a Lender
Follow Us:Visit Scotsman Guide Facebook pageVisit Scotsman Guide LinkedIn pageVisit Scotsman Guide Twitter page


© 2019 Scotsman Guide Media. All Rights Reserved.  Terms of Use  |  Privacy Policy