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Mortgage applications fall on higher rates


Mortgage application activity fell to begin October as the key 30-year fixed interest rate pushed through the 5 percent mark for the first time since 2011, the Mortgage Bankers Association (MBA) reported.

MBA’s adjusted composite index declined by 1.7 percent for the week ending Oct. 5. The refinance index fell by 3 percent, while the adjusted purchase index decreased by 1 percent. The refinance share of mortgage activity fell 0.4 percent to 39 percent.

The 30-year fixed rate with a conforming balances averaged 5.05 percent, up from 4.96 percent from the prior week, MBA said. 


 

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