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News stories about Credit scores

 
Dec 14, 2018  15:20 ET
FHFA nixes VantageScore as alternative model
The regulator of Fannie Mae and Freddie Mac this week has proposed to ban VantageScore as an alternative credit-score model, citing issues with its ownership structure that might create a conflict o...
Nov 8, 2018  10:45 ET
Experian analyst: Credit standards are stable
There has been an ongoing debate about how relatively tight credit conditions are for today's mortgage borrowers. Michele Raneri, vice president of analytics and business development at Experian, re...
Sep 24, 2018  15:30 ET
Study: Millennials face three housing roadblocks
Researchers at the Urban Institute say there are three root causes behind what’s been ailing the sluggish housing market: tight credit, eroding affordability and a lack of understanding about the wide...
Aug 31, 2017  18:30 ET
FICO scoring needs an update
The National Association of Hispanic Real Estate Professionals (NAHREP) recently joined a coalition of trade groups that want Fannie Mae and Freddie Mac to move more quickly in adopting alternative...
Aug 28, 2017  17:00 ET
Groups push for FICO score alternative
The mortgage lobby last week said that Fannie Mae and Freddie Mac aren’t moving fast enough in adopting alternative credit scoring methods to the “outdated” FICO score. In a letter last w...
Jun 27, 2017  16:15 ET
Consumer credit scores could get a boost in July
Effective July 1, millions of Americans could see their credit scores improve. Thanks to a 2015 multistate settlement, the nation’s three major credit bureaus will stop reporting tax liens and certa...
Dec 20, 2016  16:10 ET
Loan credit risk is low, CoreLogic analysis shows
CoreLogic has launched a new index to measure the relative default risk of loans in the market, compared to the year 2001. CoreLogic’s Chief Economist Frank Nothaft spoke with Scotsman Guide News ab...
Nov 2, 2015  16:50 ET
Credit remains tight despite surging purchase volume, studies suggest
Recent studies give mixed messages on whether it is getting easier to obtain a loan to buy a home.  Just 20 percent of purchase-loan volume in the June-through-September period went to bo...
 

Questions? Contact Chief Reporter Arnie Aurellano at (425) 984-6019 or arniea@scotsmanguide.com

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