Scotsman Guide > Rankings > Top Originators 2011 > Jacob Deegan #1 Top VA Volume

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Top Originators 2011: #1 Top VA Volume

Jacob Deegan, Flagship Financial Group
#1: 2011 Top VA Volume
Volume Rank: #95
Closed-Loans Rank: #26


For the second straight year, Jacob Deegan ranks first on our list of top U.S. Department of Veterans Affairs (VA) volume. Deegan closed more than $75 million in VA loans this past year, an increase of more than  $13 million from his VA volume in 2010.

Deegan has made VA loans his specialty. With family members who have served in the military and having grown up near a U.S. Air Force base, he is familiar with the VA niche personally, as well as professionally. Even more, it’s a niche that rewards him and his company with more than just good business.

“Since we’re serving the men and women who served our country,” Deegan explains, “you almost get a sense of duty or honor when you’re serving [them].”

In addition to taking pride in his client base, he also enjoys working with VA loans in and of themselves.

“In my opinion, the VA has the best loan out there,” he says. “I find that, working with veterans, I’m able to help a lot more customers obtain a loan than I would if I specialized in conventional or FHA [Federal Housing Administration] loans.”

Refinances play an important role in Deegan’s business, as well, accounting for more than 99 percent of his volume in 2011. Not surprisingly, he makes it a priority to educate veterans about the VA’s special refinance program — a priority that he’ll likely retain for the next few years.

“I would say that, until 2014, it’s going to be a pretty refinance-dominant market, especially for me,” he says.

—Raymond Fleischmann

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