Scotsman Guide > Residential > Articles > Archives > December 2011 Articles

 Enter your e-mail address and password below.


Forgot your password? New User? Register Now.

December 2011 Articles


Current Residential Magazine Cover

Inside Scotsman Guide’s residential edition, you’ll find all the tools that make our monthly, national magazine the leading resource for residential mortgage originators.

Our monthly departments include our award-winning Spotlight, which highlights a different state each month; columns from the Mortgage Bankers Association, RealtyTrac, Zillow and more; and in-depth looks at the news shaping the industry in our BackSpace feature.

Each month also brings you contributed articles from industry experts with information on how to stay compliant, build your business and excel in the mortgage industry.




From the Editor
By Ivanna C. Sukkar, editor, Scotsman Guide Media

Featured Top Originator: Michael Bischof
Michael Bischof, Biltmore Financial Bancorp Inc. (now part of Guaranteed Rate Inc.), No. 28 Top Dollar Volume (2010)
By Randall Woods, editor, Scotsman Guide Media

The FinePrint
Looking back to portend what 2012 will bring
By Richard Smith, loan originator, Churchill Mortgage

Q&A: Ted Tozer, Ginnie Mae
Ted Tozer, president, Ginnie Mae
By Jennifer Garrett, editor, Scotsman Guide Media

Is the American dream of homeownership dying?
By Joseph Viscuso, vice president, Stantec

Spotlight: North Dakota
By Randall Woods, editor, Scotsman Guide Media




Prepare for More Dodd-Frank Regulations
This sweeping legislation is touching nearly every corner of the mortgage industry. Are you ready?
By Michael Zwall, director of mortgage services, SOURCECORP Inc

5 Things to Know About Private Construction Loans
Hard-money financing may be the answer to stimulate building
By David C. Scott, president and house counsel, Silverado Funding LLC

Ready to Make a Switch?
Mortgage brokers considering the jump to banking have many advantages
By David Hardin, director of retail operations, Bay Equity Home Loans

Success Is Within Your Reach
Attain your goals by looking to past accomplishments
By Pat Hiban, author, 6 Steps to 7 Figures

Choosing the Right Appraisal Process
Know the key factors to consider when selecting a provider
By Tom Hurst, founding partner and executive vice president, StreetLinks Lender Solutions

6 Ways to Make the New Year a Hit
Learn from what you did this year to prepare for the next
By Chris Jones, branch manager, City 1st Mortgage Services

Become the Front Line of Defense
Know who you’re dealing with to minimize mortgage fraud at the application stage
By Denis G. Kelly, senior vice president of correspondent/national wholesale, Sprout Mortgage

Are Loan Modifications for Real?
Lenders’ and servicers’ financial interests may be better served by foreclosure
By Vince Khan, author, The Foreclosure Defense Handbook

Translating SEO Strategy into Sales
Getting ranked in search returns is only the first step in making your website work for you
By J.C. Kiadii, customer-liaison manager,

Take Charge of Your Referrals
Help your clients promote your services to their friends and family
By Ralph LoVuolo Sr., president, Mortgage Motivator

Put Your Business in Reverse
Gear up for new business with reverse mortgages
By Jud Lyman, marketing manager, Genworth Financial Home Equity Access Inc

Slow Down to Speed Up Sales
Avoid the temptation to move through the decisionmaking process too quickly
By William L. MacDonald, president and CEO, PleinAire Strategies LLC

7 Reasons to Offer the 203(k)
Increase your business with the Federal Housing Administration’s rehab loan program
By Adel A. Michael, founder, Omega Financial Services Inc

Fins A Lender Post a Loan
Residential Find a Lender Commercial Find a Lender
Scotsman Guide Digital Magazine


© 2019 Scotsman Guide Media. All Rights Reserved.  Terms of Use  |  Privacy Policy