Scotsman Guide > Residential > Articles

 Enter your e-mail address and password below.


Forgot your password? New User? Register Now.

Articles about Banking


Commercial | February 2014 
Due-Diligence Deposits: More Friend Than Foe
Commercial real estate financing is regaining popularity, but with many differences compared to how it functioned before the financial meltdown. One significant change that borrowers now face is tha...
By Milton Franklin, founder and president, Commercial Mortgage Exchange Inc.

Commercial | December 2013 
Powering Ahead or Grinding to a Halt?
Since the financial crisis hit and credit availability tightened, small businesses have been hit hard by difficulties in gaining access to necessary working capital. Despite frequent political rhetori...
By David Kocharhook, vice president of sales, 1st PMF Bancorp

Commercial | July 2013 
Mind the Changing Role of Community Banks
Small community banks that  have long been the lifeblood of small businesses across the United States are facing trying times. Recent banking regulations spurred by the 2008 financial crisis are ...
By Terry Robinson, founder and CEO, Genesis Capital

Commercial | June 2013 
Surviving in the Sea of Banking Changes
As the U.S. economy struggles to remain afloat through a sluggish recovery, community banks nationwide present a clear example of the new normal in the banking sector. Burdened by losses and regulator...
By Charles H. Green, managing director, Small Business Finance Institute

Residential | June 2013 
Tracking Mortgage Banking Data
It’s often the case that those who are most successful in the real estate finance industry are those who have gained a better understanding of the industry’s drivers of success. These go well beyond j...
By Thomas J. Healy, founding principal and president, Level1Analytics LLC

Commercial | November 2010 
Small Business Gets a Boost
The importance of small businesses to the economic well-being of the U.S. is under the microscope. After the $787 billion stimulus package failed to stem job losses, small businesses have become the n...
By Rohit Arora, CEO and co-founder, Biz2Credit

Commercial | June 2010 
Hard-Money Lenders Act More Like Banks
With economic changes, words and phrases often take on different meanings to fit the new circumstances. One term that appears to be shifting in meaning is "hard-money lender." A few years ago, hard...
By Jonathan Tomhave, managing partner, Wellington Funding Group LLC

Residential | August 2010 
Avoid Analysis Paralysis
In response to industry changes, many mortgage brokers find themselves considering a transition to mortgage banking. If you're among them, do your homework, seek advice and weigh your options, includi...
By Lindsay S. Bridges, director of business development, Mortgage Banking Solutions

Residential | December 2011 
Slow Down to Speed Up Sales
The mortgage industry has upended itself in the past few years. Since 2008, we’ve hit an economic brick wall, girded by new restrictions, tight credit and few qualified buyers. Worst of all, the bonds...
By William L. MacDonald, president and CEO, PleinAire Strategies LLC

Residential | December 2011 
Ready to Make a Switch?
To remain a broker or join a banker? That question is on the minds of many mortgage brokers today. Mortgage originators have been bombarded with changes not only to loan programs and guidelines but al...
By David Hardin, director of retail operations, Bay Equity Home Loans

Residential | November 2011 
Surviving the Declining Housing Market
Distressed properties are an increasing reality in today’s real estate market. Mortgage bankers and branch operators who service loans must know how to deal with these situations. The sooner a payment...
By Gary Opper, president, Approved Financial Corp.

Residential | October 2011 
Your Best Approach to the Purchase Market
This past August, the Mortgage Bankers Association (MBA) reported that its weekly mortgage-applications survey reached its lowest level for purchase activity in 15 years. Nonetheless, mortgage origina...
By Peter Harvey, founder and CEO of Intellidyn Corp, Intellidyn

Residential | March 2011 
Take Your Business to a New Level
Given today’s uncertain economic times, many mortgage brokers have transitioned to banking — and more are considering the transition. There are many reasons for this. Brokers, who were already under s...
By Joshua Shein, senior director, Home Point Financial Corp.

Commercial | February 2012 
Think Beyond Traditional Financing
Since the financial crisis hit in  2008, tight lending has significantly impacted the availability of credit to all types of borrowers and to small businesses in particular. Many commercial mortg...
By Erik Stamell, managing director, Retail Capital

Residential | April 2012 
Taking the Next Step
Mortgage brokers who want to take the next step in expanding their businesses can go in various directions, including net branching or becoming a mortgage bank. Regardless, a broker’s best option will...
By Neil Trenerry, president,


< First | < Prev | << | 6 | 7 | 8 | Next > | Last >





© 2019 Scotsman Guide Media. All Rights Reserved.  Terms of Use  |  Privacy Policy