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Articles about Downpayment Assistance


Residential | August 2019 
Educate Your Borrowers on Downpayment Options
There are several mortgage-related programs and products that borrowers have access to when starting the process of comparing homes for purchase. These financing options will continue to increase as l...
By Joseph Dionne, assistant vice president of operations, Home1st Lending LLC

Residential | July 2019 
Stock Up With a Full Set of Loan Options
In this challenging home-purchase market, mortgage originators need all available tools in their toolkit to be able to meet every client’s unique needs and circumstances. Although the favorable i...
By Bill Packer, executive vice president and chief information officer, American Financial Resources Inc.

Residential | March 2019 
Carve Out a Niche to Secure Your Future
In this business, it’s always better to deal with problems now than wait until later. A problem facing mortgage originators is figuring out where their future business will come. Or put it this...
By Shirleen Von Hoffmann, principal, Home Builders Edge

Residential | February 2019 
Work Magic for Your First-Time Homebuyers
This is one secret that needs to be revealed for first-time homebuyers. A mortgage credit certificate is an assistance program that saves a homeowner some serious money over the life of their mortgage...
By Tonya Todd, senior vice president of strategic products, Mountain West Financial Inc.

Residential | July 2018 
Fill Your Toolbox With the Right Loans
Achieving the dream of homeownership has never been more attainable and more attractive for all income levels, thanks to historically low interest rates over the past decade. Although rates are rising...
By Laura Brandao, president, American Financial Resources

Residential | February 2018 
Homeownership-Assistance Options Abound
There are a lot of mortgage options available today: 30-year and 15-year terms, adjustable or fixed interest rates, lender-paid mortgage insurance and no mortgage insurance, and low-downpayment progra...
By Tonya Todd, senior vice president of strategic products, Mountain West Financial Inc.

Residential | August 2017 
Cure the Downpayment Blues
As a mortgage originator, you likely hear this often from potential homeowners: “I want to buy a home, but how can I possibly come up with a 20 percent downpayment?” Data show that many people buy hom...
By Lindsey Johnson, president and executive director, U.S. Mortgage Insurers

Residential | June 2016 
Home Loans on the Range
One of the biggest stumbling blocks for many would-be homebuyers is the downpayment. Despite having strong credit and an income that allows for regular payments, it can be difficult to save up enough ...
By Sean Cochran, director of recruiting, Neighborhood Loans Inc.

Residential | February 2016 
Home-Financing Options Take Center Stage
Many mortgage professionals might remember the 1980s as a time when they had big hair or a mullet, listened to Bon Jovi or Madonna on a cassette tape inside a boom box and drank Tab soda...
By Tonya Todd, senior vice president of strategic products, Mountain West Financial Inc.

Residential | July 2015 
State Programs Hurt by Federal Regulations
It can be easy to overlook the benefits of state housing loan programs. In some states, housing agency loans are essentially conventional loans with flexible and generous downpayment or mortgage insur...
By Jeremy Potter, general counsel and chief compliance officer, Norcom Mortgage

Residential | June 2015 
The Key to Mortgage Industry Growth
Can low-downpayment loans and assistance programs for first-time homebuyers stimulate growth in the housing market? Yes, but with one big caveat: Doing so requires originators and their partners to he...
By Catherine Blocker, executive vice president for production operations, Guild Mortgage

Residential | July 2011 
First Comes Love, Then Comes Marriage — and a Downpayment
Starting a life together is an exciting time for couples, but it can come with hefty financial commitments. In many cases, it can be challenging — if not nearly impossible — for newlyweds to save the ...
By Patricia Kiteke, co-founder, Home for the Honeymoon

Residential | June 2012 
Find Assistance Where It’s Needed
According to a national homebuyer survey conducted by Move Inc. this past November, about 27 percent of all Americans still plan on buying a home in the future, yet only 2 percent of them plan to purc...
By Steve Cook, managing editor, Real Estate Economy Watch and UPI Real Estate




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