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Articles about Federal Reserve


Residential | October 2019 
Viewpoint: Monetary Policy Should Embrace a 2.5% Mortgage Rate
Mortgage originators thrive on low interest rates. What could drive rates back down to or below where they were in 2016? Oddly enough, the answer is that the Federal Reserve might believe ...
By Dick Lepre, senior loan adviser, RPM Mortgage

Residential | June 2019 
A Dose of Happy News Arrives for the Mortgage Industry
The Federal Reserve’s decision to hold benchmark interest rates steady, and a plunge in mortgage rates this past first quarter, could juice the housing market during this season’s buying and sel...
By Robert Greenberg, chief marketing officer, Patch of Land

Residential | February 2019 
Rising Debt Is the White Elephant Stalking the Economy
In 2018 we learned the extent to which mortgage rates can affect the amount of business mortgage originators do. Rates went up about 1 percentage point over the year, and refinance volume sank t...
By Dick Lepre, senior loan adviser, RPM Mortgage

Residential | May 2018 
The Bond Market as Crystal Ball
Your phone rings. On the line is a client, who asks, “Where are rates going? Should we lock today?” In such a situation, as a mortgage originator, you can’t afford to react like a deer stunned by...
By Dick Lepre, senior loan adviser, RPM Mortgage

Residential | May 2018 
Mortgage Industry Outlook
For more than 100 consecutive months, the U.S. economy has continued to grow, with real gross domestic product (GDP) per capita increasing by nearly 13 percent over that period of time, accor...
By Tom Gillen, senior vice president of capital markets, Churchill Mortgage

Commercial | March 2018 
Rethink Alternative Lending
Commercial mortgage brokers, as the intermediaries between commercial real estate investors and lenders, are expected to always stay on top of what’s new in their industry. The challenge, however, is ...
By Gary Bechtel, president, Money360

Residential | May 2017 
Finding Comfort in History
 KEY POINTS Reasons not to be concerned by Federal Reserve actions During money-tightening periods, increases in bond yields generally are less than half of the increase in the federal funds ra...
By Brent Nyitray, director of capital markets, iServe Residential Lending

Commercial | May 2017 
The Multifamily Market Enters a New Era
The multifamily real estate market has been on the rise in recent years. Real estate research company CoStar Group, for example, reported that loan originations increased by 26 percent year over year ...
By Yuen Yung, chief executive officer, Casoro Capital

Commercial | May 2017 
Find the Best Loan for the Borrower
Interest rates are going to continue to rise. That’s the general consensus among experts in various sectors of the financial industry, and commercial mortgage brokers will need to keep that in mind wh...
By Melissa Foxall, underwriter, APEX Mortgage Corp.

Residential | November 2016 
The Joy of Interest Rate Forecasting
At a GlanceBasel III, an international regulatory framework for banksBasel III is a comprehensive set of reform measures, developed by the Basel Committee on Banking Supervision, to strengthen the reg...
By Amy Crews Cutts, chief economist, Equifax

Commercial | February 2015 
Tracking the Next Big Move in Interest Rates
Now that the commercial mortgage industry can look at the recession through the rearview mirror, it’s apparent that the aftermath of the downturn brought with it far more upside than downside. ...
By Mitch Siegler, senior managing director, Pathfinder Partners LLC.

Commercial | February 2015 
Boost Your Analytics With Fed’s Data
When commercial mortgage professionals think of the Federal  Reserve, the central bank of the United States, they might be  reminded of sometimes impenetrable public statements from Alan Greenspan, Be...
By Jerome Sanzo, consultant to private funds and adjunct lecturer, NYU's Schack Institute of Real Estate; and Andrew Sanzo, vice president, Bennelong Holdings LLC

Residential | October 2006 
Q&A: James Gillard, Federal Reserve Bank of Philadelphia
Most readers likely are familiar with the Federal Reserve. How the Fed impacts the mortgage industry, though, might not always be clear. James Gillard of the Federal Reserve Bank of Philadelphia exp...
By Melinda Young, associate editor, Scotsman Guide Media, Inc

Residential | December 2009 
Pending Changes Require Attention
The mortgage world could change dramatically in about a year as a result of a recent Federal Reserve Board proposal to make major alterations to the Truth in Lending Act (TILA). Those changes would ...
By Christopher Cruise, senior national trainer,




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