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Articles about Forecasts


Residential | July 2019 
The Housing-Market Balloon Isn’t About to Pop
Home prices have climbed substantially since bottoming out in 2012. The question at hand is whether these increases constitute a bubble that will inevitably break. One of the last things mortgag...
By Dick Lepre, senior loan adviser, RPM Mortgage

Residential | January 2019 
A Buyer’s Market Can Be a Bear for Originators
It seems that no matter the year or state of the housing market, potential homebuyers always ask mortgage originators the same burning question: “Is now the best time to buy a home, or should I ...
By Andy McDonough, senior vice president, HomeStreet Bank

Residential | January 2019 
Questions, Not Worries, Abound in the Housing Market
Hard money borrowers who work in the residential arena generally either buy and hold property to sell later or fix and flip assets as soon as possible. Originators who work with these borrowers should...
By Robert Greenberg, chief marketing officer, Patch of Land

Residential | March 2018 
Closing in on an eMortgage Standard
Establishing the eMortgage as a standard practice has long been a highly sought-after goal for the mortgage industry. Lately, there have been a lot of promising developments happening in the world of ...
By Harry Gardner, executive vice president of eStrategies, Docutech

Residential | March 2018 
Canary in the Coal Mine
An old coal-mining safeguard used caged canary birds to detect carbon monoxide and other toxic gases before they hurt humans. If the canary died, miners needed to get out of the mine quickly. ...
By Eric Fedewa, managing partner, Ascend Capital Partners LLC

Residential | February 2018 
Viewpoint: Why Housing Prices Are Rising
  At a Glance How many hours borrowers must work to afford their mortgages: A recent map produced by Visual Capitalist, a web...
By Dick Lepre, senior loan adviser, RPM Mortgage

Residential | January 2018 
Homes Are not Overpriced
One of the most frustrating aspects of the housing industry these days is the state of first-time homebuyers, who have been missing in action. According to data from the National Association of R...
By Brent Nyitray, director of capital markets, iServe Residential Lending

Residential | January 2018 
The Era of the Digital Originator
Lending institutions in the United States have been providing money for personal necessity since 1781. Initially, these institutions solicited and sold loans directly to consumers. As lending and mort...
By Debbie Hoffman, co-founding partner, Symmetry Blockchain Advisors LLC; and Alexandria Decatur, subeditor, Albany Law School Journal of Science and Technology

Residential | November 2017 
Global Lending Is Within Your Grasp
In general, large U.S. retail and consumer banks, and most wholesale lenders do not offer residential mortgage loans to international borrowers. This means an enormous opportunity exists for community...
By Jim Picciotto, senior mortgage loan originator, TCB

Residential | November 2017 
The Pendulum Swings in the Market
The mortgage origination market is in the middle of a dramatic transition in customer mix. This transition is driven by two powerful forces — pent-up demand accumulated over the past 10 years and the ...
By Tian Liu, chief economist, Genworth Mortgage Insurance Corp.

Residential | November 2017 
The Mortgage IT Age Has Arrived
Hardly any part of society remains unaffected by information technology today. From software like social media and networking sites to hardware like smartphones, tablets and now wearable tech, one wou...
By Houtan Hormozian, vice president, Crestico Inc.

Residential | November 2017 
Catering to the New Market
With the current state of the housing market, loan officers are likely seeing a surge in potential homebuyers coming through their doors. Homes in the United States are selling at a faster pace than e...
By Dave Chung, co-founder and managing director, CreditXpert Inc.

Residential | July 2017 
Hispanic Homeownership Rising
In 2004, there were 5,448,000 Hispanic homeowners in the United States. By 2016, that number had reached 7,301,000. That is an increase of 34 percent in just over a decade. ...
By Tino Diaz, senior vice president, Columbus Capital Lending

Residential | May 2017 
Finding Comfort in History
 KEY POINTS Reasons not to be concerned by Federal Reserve actions During money-tightening periods, increases in bond yields generally are less than half of the increase in the federal funds ra...
By Brent Nyitray, director of capital markets, iServe Residential Lending

Residential | April 2017 
Why Homes Are out of Reach
The United States entered 2017 with an economy still sluggish in the aftermath of the largest recession in decades and business outlooks reflecting uncertainty about the direction the new presidential...
By Jim Jumpe, senior vice president and chief marketing officer, Arch Mortgage Insurance Co.


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