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Articles about Homeownership Rates


Residential | February 2019 
It’s a Housing-Market Slowdown, Not a Bust
All things must pass. For five years now, the housing-market story has been a story of strong demand and limited supply. Now, demand has been abated by unrelenting price gains, higher mortgage ra...
By Ralph DeFranco, global chief economist of the mortgage group, Arch Capital Services Inc.

Residential | March 2018 
Don’t Overlook the Diversity Factor
The first few months of the new year offer a fresh start for most of us. The first quarter presents opportunities to get things accomplished as a mortgage originator that you didn’t get to last year, ...
By L. Maria Vergara, president, NAHREP Consulting Services

Commercial | December 2017 
Capitalize on Construction
No one is surprised that interest rates are going up. After hitting all-time lows for an extended period of time, there was only one direction rates could head. At the same time, mortgage rates overal...
By Peter Vilmos, partner, Burr & Forman

Residential | November 2017 
The Pendulum Swings in the Market
The mortgage origination market is in the middle of a dramatic transition in customer mix. This transition is driven by two powerful forces — pent-up demand accumulated over the past 10 years and the ...
By Tian Liu, chief economist, Genworth Mortgage Insurance Corp.

Residential | September 2017 
The New Face of the Market
A lot of discussion these days surrounds millennials (individuals ages 18-34) and diverse market segments. Part of the reason for this interest is that the millennial generation is the largest consume...
By L. Maria Vergara, president, NAHREP Consulting Services

Residential | July 2017 
Homeownership Trumps Student Debt
The level of student-loan debt in this country is staggering and can appropriately be described as reaching a crisis point. The level of debt quadrupled between 2004 to 2016, from $260 billion to $1.4...
By Chad Jampedro, president and co-owner, GSF Mortgage Corp.

Residential | July 2017 
Hispanic Homeownership Rising
In 2004, there were 5,448,000 Hispanic homeowners in the United States. By 2016, that number had reached 7,301,000. That is an increase of 34 percent in just over a decade. ...
By Tino Diaz, senior vice president, Columbus Capital Lending

Residential | June 2017 
Understanding Diverse Markets
A bank or mortgage company looking to increase its footprint in diverse mortgage markets should examine all aspects of the process that impacts lending performance. Some critical areas to re...
By L. Maria Vergara, president, NAHREP Consulting Services

Commercial | September 2009 
From the Editor
A few weeks back, Newsweek's now-infamous "The Recession is Over!" balloon cover found itself taped to the kitchen whiteboard in Scotsman Guide Headquarters. As most of us know, nothing e...
By Tony Stasiek, editor, Scotsman Guide Media

Residential | July 2009 
Price-to-Income Ratios Offer Insights
With plummeting home values playing a large role in the current recession, everyone from individual homeowners to real estate professionals has a keen interest in what might happen to home prices go...
By Bohdy Hedgcock, associate , ING Clarion Partners

Residential | May 2009 
Behind the Veil of Market Reports
It seems as if every new day brings fresh headlines about the housing market. But there's more than meets the eye when it comes to economic indicators and our industry. Mortgage brokers should know ...
By Steve Cook, managing editor, Real Estate Economy Watch and UPI Real Estate




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