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Articles about Millennials


Commercial | September 2019 
Avoid the Short-Term Trap
Sometimes it seems your only choices in funding a commercial real estate deal lead to a short-term trap. You have the option of gambling on an adjustable interest rate, or going for a fixed-rate loan ...
By Noah Grayson, president and founder, South End Capital Corp. (SECC)

Residential | September 2019 
Get a Complete Picture of Your Borrowers
In today’s increasingly competitive lending industry, bringing in additional loan applications to widen borrower pools is often easier said than done. With expanded financial data, that soon may chang...
By Steve Smith, CEO and co-founder, Finicity

Residential | September 2019 
This Change Paves the Way for Millennial Homebuyers
Earlier this year, government-sponsored enterprises (GSEs) Freddie Mac and Fannie Mae deployed new technology designed to automate the underwriting process for borrowers who are self-employed or who h...
By Adam Roseman, CEO, Steady

Commercial | August 2019 
Make the Old New Again
Millennial-age renters are driving much of today’s demand for apartments, and millennials have made their preferences clear. They want to live in trendy neighborhoods close to where they work. They wa...
By Daniel Palmier, founder, president, and CEO, UC Funds

Residential | July 2019 
Brace for the Millennial Tsunami
Millennials delayed — but did not give up — on the dream of owning a home. With many carrying a significant amount of student-loan debt, roughly half of millennials say they can’t afford a home right ...
By Ben Mizes, co-founder and CEO, Clever Real Estate

Commercial | June 2019 
Tap Into the Multifamily Ecosystem
Multifamily assets have been star performers for several years. Property values have risen solidly and investors continue to make capital readily available in their pursuit of attractive returns...
By Paul Rahimian, CEO, Parkview Financial

Residential | June 2019 
A Dose of Happy News Arrives for the Mortgage Industry
The Federal Reserve’s decision to hold benchmark interest rates steady, and a plunge in mortgage rates this past first quarter, could juice the housing market during this season’s buying and sel...
By Robert Greenberg, chief marketing officer, Patch of Land

Residential | June 2019 
These Trends Are Shaping the Housing Market
Despite predictions that 2019 was going to be a difficult year for the real estate and mortgage industries, there is reason for optimism. Recent declines in mortgage interest rates have led to increas...
By Jeff Schaefer, executive vice president-national sales, Verus Mortgage Capital

Residential | May 2019 
These Clients Are Waiting to Be Seen
When it comes to mortgages, the credit score is still king. Unfortunately for some borrowers, it also can be the first stumbling block, since the FICO score can be the biggest deciding facto...
By Tom Gillen, senior vice president of capital markets, Churchill Mortgage

Residential | May 2019 
Nonprime Loans Can Expand the Client Pool
Definition ...
By Ryan Kelley, founder, The Home Loan Expert, LLC.

Commercial | April 2019 
Shifting Demographics Are Boosting the Multifamily Market
The national homeownership rate in second-quarter 2018 represented one of the first year-over-year increases since 2006 in the share of U.S. households that own their homes. Yet, real estate inv...
By Brian A. Emmons, senior vice president of commercial banking and participations, Merchants Bank

Residential | April 2019 
Pinpoint the Best Prospects
Let’s face reality: It’s hard to predict homebuying trends right now. Higher interest rates are keeping many prospective homebuyers, both first-time and existing, from entering the market. In fa...
By Tyler Sawyer, vice president and general manager of the rental, real estate, and property data and analytics business, Equifax

Commercial | February 2019 
Economic Trends Favor the Multifamily Market
With a seemingly more hawkish Federal Reserve chairman, Jerome Powell, in place, coupled with a humming economy, many are anticipating a continued rise in interest rates. Some fear that will lead to h...
By Adam S. Finkel, co-founder, Tower Capital

Commercial | February 2019 
Smaller Cities Have Big Potential
The past decade has ushered in a new age of the American city. Economics, demographics and lifestyle preferences have fueled this shift, which has afforded many small and midsize cities the chance to ...
By Brandon Pate, vice president, Hunt Real Estate Capital

Residential | February 2019 
Be Bold to Capture Untapped Leads
The mortgage business must overcome challenges that many other industries do not confront. Chief among them is building a base of loyal, repeat customers in an increasingly competitive market. T...
By Brandon Schnitzer, finance industry general manager, Natural Intelligence


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