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Articles about Mortgage Banking

 

Residential | June 2006 
A Modern Land Rush
One of the hottest real estate markets today — land for retirement or second/vacation homes — lies in Mexico. I am not referring to timeshares or leased-land sites, but to property your clients migh...
By Michael James Riley, real estate broker, California

Residential | June 2006 
Living the Dream
“My mother was an honest and hard-working woman. We lived in apartments all of my childhood. Mother always managed to make rent, but there was never enough left over after living expenses to accumu...
By Elisa Black, director of marketing and communication, Esther Foundation

Residential | May 2006 
The Basics of Low-Tech Information Security
Capable high-tech security safeguards are evolving as quickly as the Internet and the electronic-business realms that they protect. But business-related identity theft still occurs via old-fashioned...
By Fred Hollister, senior vice president, director of commercial lending, Global Fundings Inc.; and Nathan LaBudde, consultant, income-property-loan

Residential | May 2006 
X Marks the Spot
Generation X generally refers to people born from the 1960s to the early 1980s. This generation, whose youngest members are now in their mid-20s, are buying homes at an increasing rate. In fact, the...
By Jillayne Schlicke, president, BPI Consulting Group Inc.

Residential | May 2006 
In Good Faith
A great way to earn repeat business from your clients is to calculate the closing costs on their good-faith estimate (GFE) as closely as possible. Many buyers and Realtors complain about ...
By Todd Zurik, senior loan officer, Landover Mortgage

Residential | May 2006 
Cashing In
In light of recent interest-rate increases and shifts in consumer demand, mortgage brokers face tremendous challenges. To face them, brokers often turn to targeting a niche market and narrowing thei...
By Lorne Lahodny, president and CEO, Secured Funding Corp.

Residential | May 2006 
Product Knowledge
In the past decade, there has been a major increase in the variety of mortgage products available to consumers. These products have allowed more Americans to become homeowners. With produ...
By John J. Owens, president and CEO, Ameritrust Mortgage Co. LLC

Residential | May 2006 
12 Tips for Nontraditional Loans
Some mortgage clients have specific needs that traditional loans can’t always address. In such cases, a mortgage broker may spend countless hours or weeks gathering documents only to receive seeming...
By Gary Opper, president, Approved Financial Corp.

Residential | April 2006 
The Lighter Side of Lending: Hostile Work Environments
Next to telling someone they don’t qualify for credit, the least enjoyable part of our job is dealing with hostile attitudes. If you ask me, our application form contributes to the growing...
By Gordon Schlicke, mortgage trainer, Seattle

Residential | April 2006 
More Processing Red Flags
In last month’s Scotsman Guide, I discussed the top 10 processing red flags. There are more common processing mistakes, however. Below are 10 more things to watch out for that can affect a loan’s t...
By Marian DeBonis, owner, CyberSpace Financial

Residential | April 2006 
Mortgage Brokering: A Short History, Part II
Change was the key word for the mortgage industry in the 1980s. In contrast, by the start of the 1990s, the market was relatively stable. Interest rates, however, remained high compared t...
By Alex Nackoul, managing director, Brownstone Mortgage Capital Corp.

Residential | March 2006 
Know the Nuances of the ‘Underserved’
It seems that everywhere you turn these days, people are marketing to the “underserved market.” Some believe that the underserved market consists only of low-income, often illegal-status...
By Manuel V. Sicre, chief financial officer, EMP Medical Services and Central Medical Equipment Rental

Residential | March 2006 
Fluctuation Factors
Not that long ago, homebuyers often knew their mortgage interest rate six months before purchasing their home. The rate might have varied by half a percentage point in that period, but it was often ...
By Shelly Lake, loan officer, West Coast Mortgage

Residential | March 2006 
Processing: 10 Red Flags
The world of processing has its ups and downs, but in the mortgage industry, time is money — and if you don’t close, you don’t make money. So, how do you avoid getting caught in the pitfalls of proc...
By Marian DeBonis, owner, CyberSpace Financial

Residential | March 2006 
Mortgage Brokering: A Short History
In part one of a two-part series, Alex Nackoul discusses the history of the mortgage-brokering industry. He looks at the roles of mortgage brokers, savings-and-loan associations, economic factors f...
By Alex Nackoul, managing director, Brownstone Mortgage Capital Corp.

 
 

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