Scotsman Guide > Residential > Articles

 Enter your e-mail address and password below.

  •  
  •  

Forgot your password? New User? Register Now.

Articles about Non-QM

 

Residential | October 2019 
The White-Hot Loans You Need to Explore
Nonqualified mortgages have taken off in 2019. These unconventional loans, which don’t meet the criteria to be backed by Fannie Mae or Freddie Mac, are seeing a wave of growth due to an expansion of...
By Joseph Lydon, co-founder and managing director, LendSure Mortgage Corp.

Residential | June 2019 
These Trends Are Shaping the Housing Market
Despite predictions that 2019 was going to be a difficult year for the real estate and mortgage industries, there is reason for optimism. Recent declines in mortgage interest rates have led to increas...
By Jeff Schaefer, executive vice president-national sales, Verus Mortgage Capital

Residential | June 2019 
Reach for the Clouds
We all know what happens when loans aren’t originated the right way. Regulatory penalties, lost business relationships and bad publicity are just a few consequences that await originators who ignore t...
By Raymond Eshaghian, president and founder, Greenbox Loans Inc

Residential | June 2019 
Clear the Financing Hurdle
In search of a competitive advantage, originators are leaping to alternative mortgages, loans that can benefit borrowers who may not qualify for more conventional financing. Even large financial insti...
By Jovan Vaughn, designated broker, Mortgage Point

Residential | March 2019 
Don’t Drown in the Sea of Lending Sameness
The definition of “good enough” is a moving target. Specific to the mortgage loan originator, what was considered “good enough” 12 months ago is likely not good  enough today. Considering the c...
By Denis G. Kelly, senior vice president of correspondent/national wholesale, Sprout Mortgage

Residential | October 2018 
Automation Has Changed the Non-QM Game Board
Mortgage originators interested in meeting the robust consumer demand for non-qualified mortgages have historically had tough choices to make when offering these products. Non-QM products are mortga...
By Brent Houston, chief executive officer, ALTRA Mortgage Capital LLC

Residential | June 2018 
Don’t Let Declining Loan Volume Get You Down
Historically low mortgage rates from 2010 to 2017 fueled a tidal wave of home refinances. With rates now finally normalizing, a shrinking refinance market is causing lenders to shift their focus...
By Jeff Schaefer, executive vice president-national sales, Verus Mortgage Capital

Residential | June 2018 
These Niche Loans Can Bolster Your Business
Any mortgage originator can offer traditional loan programs. Offering nontraditional lending can open doors for a mortgage originator to reach a whole new world of niche borrowers, however. The...
By Nathan Rufty, mortgage coach and trainer, Mortgage Marketing Pros

Residential | June 2018 
Grow Your Business Where the Borrowers Are
Today’s mortgage market is becoming increasingly difficult, with lower margins, aggressive competition, a decreasing origination forecast and climbing interest rates. On top of that, certain key housi...
By Sean Marr, director of correspondent lending, Angel Oak Mortgage Solutions

Residential | June 2018 
Don’t Let Good Loans Slip Through the Net
The mortgage industry is seeing a growing demand for non-qualified mortgages. These are typically quality loans that simply fall short of meeting the strict “qualified mortgage” standards set for loan...
By Raymond Eshaghian, president and founder, Greenbox Loans Inc

Residential | March 2018 
Are We Ready for Non-QM Lending?
Unlike non-qualified mortgage, or non-QM, production in the jumbo-prime space — which matured several years ago — non-QM production for nonprime and hard money loans is still growing because of demand...
By Brent Houston, chief executive officer, ALTRA Mortgage Capital LLC

Residential | July 2017 
Prepare for Nonprime
It has been whispered about for years, and the rumors have finally been confirmed: Subprime is back. It has changed its name to nonprime (NP) and completely rebuilt its image with exponentially sounde...
By Denis G. Kelly, senior vice president of correspondent/national wholesale, Sprout Mortgage

Residential | March 2015 
Staking out the Non-QM Space
The Qualified Mortgage (QM) standard that took effect last year has brought a welcome return to safe and responsible lending practices across the industry. At the same time, however, the QM standar...
By Brian Simon , chief strategy officer, New Penn Financial

Residential | January 2015 
Who Benefits From Alternative Lending?
In the past year, non-qualified mortgage (QM) products emerged, catering to borrowers who don’t meet the tighter mortgage requirements in the wake of the Dodd-Frank Wall Street Reform and Consumer Pro...
By Darrin Stobaugh, consultant

Residential | December 2014 
News Roundup

By Neal McNamara, chief reporter, Scotsman Guide Media

 
 




 
 

 
 

© 2019 Scotsman Guide Media. All Rights Reserved.  Terms of Use  |  Privacy Policy