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Articles about First-Time Homebuyers


Residential | July 2019 
Bring the Troops Home
As America’s finest return from years spent serving our country overseas, the prospect of finally having a place to call their own is an attractive one for members of all military branches. After all,...
By Rear Adm. Thomas C. Lynch, executive chairman, NewDay USA

Residential | July 2018 
The GSEs Are Spreading Their Wings
The news is replete with stories about rising rates, low home inventories and rising home prices. All of these factors have contributed to an affordability crunch for many Americans looking to...
By Paul Isola, regional vice president of operations, Mountain West Financial Inc.

Residential | July 2018 
Fill Your Toolbox With the Right Loans
Achieving the dream of homeownership has never been more attainable and more attractive for all income levels, thanks to historically low interest rates over the past decade. Although rates are rising...
By Laura Brandao, president, American Financial Resources

Residential | July 2018 
You Should Learn More About These Loan Options
Since 1934, Federal Housing Administration (FHA) loans have proven to be a popular choice for first-time homebuyers and low- to moderate-income borrowers, or those with less-than-stellar credit histor...
By Francis A. Betancourt-Molina, senior vice president, Florida Capital Bank Mortgage

Residential | April 2018 
Grow Your Purchase Business
It seems like we have been hearing about rising interest rates and the importance of moving away from refinances toward more purchase business for years now. Well, the time is finally upon us...
By Stuart Blend, regional sales manager, Planet Home Lending

Residential | February 2018 
Homeownership-Assistance Options Abound
There are a lot of mortgage options available today: 30-year and 15-year terms, adjustable or fixed interest rates, lender-paid mortgage insurance and no mortgage insurance, and low-downpayment progra...
By Tonya Todd, senior vice president of strategic products, Mountain West Financial Inc.

Residential | February 2018 
Try on a Mortgage Niche
“If you try to market to everyone, you’ll market to no one.” This modern adage has become the foundation of successful marketing strategies for many of today’s financial institutions. Specializin...
By Susan Graham, president and chief operating officer, Financial Industry Computer Systems Inc.

Residential | February 2018 
Uncloak the Financial Invisibles
Are you aware that more than 45 million adults in the United States have no credit score? It is not that these people have bad credit. They simply are not in the credit system. Many mortgage ori...
By Cullen Canazares, CEO and founder, Rental Kharma

Residential | April 2017 
Why Homes Are out of Reach
The United States entered 2017 with an economy still sluggish in the aftermath of the largest recession in decades and business outlooks reflecting uncertainty about the direction the new presidential...
By Jim Jumpe, senior vice president and chief marketing officer, Arch Mortgage Insurance Co.

Residential | December 2016 
Don’t Fight Over Money, Honey
With 88 percent of young millennial couples stating financial decisions are a source of tension for their relationship, and 51 percent of all couples arguing frequently or occasionally about money, ac...
By Gordon Hui, vice president of strategy, Smart Design

Residential | June 2016 
HFAs Can Play a Bigger Role in Boosting Homeownership
At a GlanceHomebuyer education can be a life-changerStudies have shown that educating homebuyers about the homeownership process can help to bolster their credit scores and reduce the potential for fu...
By David Battany, executive vice president of capital markets, Guild Mortgage

Residential | July 2015 
State Programs Hurt by Federal Regulations
It can be easy to overlook the benefits of state housing loan programs. In some states, housing agency loans are essentially conventional loans with flexible and generous downpayment or mortgage insur...
By Jeremy Potter, general counsel and chief compliance officer, Norcom Mortgage

Residential | June 2015 
The Key to Mortgage Industry Growth
Can low-downpayment loans and assistance programs for first-time homebuyers stimulate growth in the housing market? Yes, but with one big caveat: Doing so requires originators and their partners to he...
By Catherine Blocker, executive vice president for production operations, Guild Mortgage

Residential | February 2015 
To Serve and Educate
In today’s real estate market, many mortgage originators are looking to find a niche upon which to focus their business. Perhaps the time has come to look at a market segment many overlook: the unders...
By Rey Maninang, senior vice president and national sales director, Carrington Mortgage Services LLC




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