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Articles about Appraisal

 

Residential | December 2018 
Be Prepared for the Low-Appraisal Blues
Once contracts are executed and the earnest-money check clears the bank, homebuyers likely set their sights on finalizing financing.  And why not? With interest rates in the 5 percent range and rising...
By Leslie Heimer, relationship manager, American Liberty Mortgage

Residential | November 2018 
Appraisers Are at a Crossroads
Home sales have steadily increased in the country in the last several years, which means there also has been an increase in the need for appraisals. All signs point to this trend continuing. To...
By James L. Murrett, president, Appraisal Institute

Commercial | October 2018 
Follow the Golden Rule
When presenting a loan application to a lender, the watch words are simple. Find hard, factual, detailed numbers from verifiable third parties to support the loan request. Look at marketplace demograp...
By Jerry Sager, senior managing director, First National

Commercial | October 2005 
Checklist for Mortgage Brokers
Mortgage brokers who educate their clients about the lending process provide a great service by letting their clients know what to expect. A borrower can better choose a lender by underst...
By William Jones, broker and partner, San Diego Lending Inc.

Residential | May 2009 
New Code to Alter Appraisal Landscape
In recent years, the mortgage  industry has drawn enormous attention from politicians, media outlets and regulators. One part of the official response has been the establishment of the Home Valuatio...
By J. Daniel Neumann, president, J. Daniel Neumann Appraisals Inc.

Commercial | February 2009 
Get in the Zone
A property might seem perfect on paper. But there is one issue that brokers, borrowers and lenders often overlook when analyzing a property on a commercial deal: zoning compliance. Not only ...
By Cassie Phelps, senior zoning analyst, Zoning-Info Inc.

Residential | February 2009 
Collateral Valuations Depend on Transparency
One of the key messages  that has come through in the wake of the subprime (aka, nonprime) lending crisis is that managing collateral risk is just as important as managing credit risk when it comes to...
By Jason Smith, president and CEO, Solidifi Inc.

Commercial | November 2014 
Technology Points the Way
The commercial real estate and lending industries have always been somewhat resistant to change. They tend to be old-school businesses with old-school professionals running the show. For example, it’s...
By Christopher Perez, director of education, Drexel Brothers

Residential | August 2014 
Score High With Automation
Many mortgage professionals are familiar with how helpful automation can be to their originations, but there are ways to automate essential processes beyond those found in the loan-origination softw...
By David Rasmussen, senior vice president of operations, Veros

Residential | July 2014 
Weed Out Problem Loans With Appraisal QC
This past year, Fannie Mae implemented new guidelines for every residential property appraisal to undergo a more stringent and documented quality-control (QC) process. It is essential for mortgage ori...
By Patrick Scott, Midwest regional director of sales, a la mode

Residential | April 2014 
When Life Gives You Lemons
The mortgage industry is constantly changing. Every day it seems as though a new guideline or requirement goes into effect. Some mortgage brokers and originators think of these regulations as someth...
By Chris Sullivan, director of sales, a la mode’s Mercury Network

Residential | April 2014 
Pay Attention to Third-Party Relationships
This past October, the Office of the Comptroller of the Currency (OCC) issued a bulletin that provided specific and detailed guidance for the oversight of third-party relationships. As many originator...
By Greg Reynolds, chief appraiser, MyAMC

Commercial | April 2014 
Exploring Green Value in Commercial Appraisals
It is not uncommon for commercial mortgage professionals to help clients understand and navigate the appraisal process during a refinancing or new-construction deal. In doing so, it is important to ...
By Ken P. Wilson, president, Appraisal Institute

Residential | February 2014 
Find the Right Tool for the Job
As is true in home maintenance, today’s mortgage-banking industry must use the right tools. But many financial institutions are not following this essential wisdom. Mortgage bankers often persist in...
By Clint Cornett, founder and CEO, ValuTrac Software Inc.

Residential | February 2014 
Is the Best Regulation Self-Regulation?
As the writer Keith Davis put forth in his “iron law of responsibility” more than 30 years ago, “Those who do not use power in a manner which society considers responsible will tend to lose it.” No in...
By Roy L. Simerly, co-founder, AppraiserTrac.com

 
 

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