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Bridge Loans


Agoura Hills Financial
AHF will consider loans with this criteria. We are an equity-driven private lender. No minimum FICO. Up to 65% LTV. Contact us today for a quick close!
Lending Territory: Southern CA

American Savings Life Insurance Co.
American Savings Life Insurance Company (ASL) is a 65-year old Arizona-based life insurer which invests most of its liquid assets into small-balance ($250,000 to $3,000,000) commercial real estate (CRE) loans via its wholly-owned subsidiary, American Life Financial Corporation (ALF), as a direct lender offering in-house approval, retention and servicing of all loans funded.  ALF will collateralize most types of CRE assets in our lending areas at up to a 65% LTV. As an asset-based lender, foreclosures, BK and bad credit is workable, with both recourse and non-recourse available. Contact ALF today to see what NOT SO HARD MONEY® can do for you or your clients. 
Lending Territory: AZ, CA, CO, ID, MT, NM, NV, OR, TX, UT, WA, WY

Arbor Commercial Mortgage LLC
Arbor is a real estate investment trust and direct lender specializing in loan origination and servicing for multifamily, seniors housing, healthcare and other diverse commercial real estate assets. Our bridge program offers non-recourse, generally interest-only loans starting at $5 million. Arbor is unique in that it can offer both short-term bridge loans and long-term permanent financing, providing flexibility to borrowers and ensuring they receive optimal funding for each deal in a seamless one-stop shop format. As az long-standing bridge lender, Arbor offers investors the opportunity to leverage short-term financing benefits with a customized bridge loan to fit your business plan, whether you're looking to acquire a newly-built property or execute a significant repositioning.
Lending Territory: NATIONWIDE

Avatar Financial Group
Avatar is a direct lender offering $1M - $20M bridge loans for income-producing commercial property. Up to 65% LTV with 3-year terms.
Lending Territory: NATIONWIDE

Bloomfield Capital

Bloomfield Capital is a direct lender on commercial real estate bridge loans from $1M - $10M. Fast closings and complex deal structures are our specialties.
Lending Territory: NATIONWIDE

Bolour Associates Inc.
Bolour provides individually designed senior and junior debt solutions in California, Arizona, Nevada and Texas on commercial properties and development/redevelopment projects. The company offers quick closings and creative loan structures that meet complex borrower and property requirements. 6.99% to 8% for loans up to 60% LTV, no prepay and non-recourse, 2-3 week closing. Starting at 8% for loans up to 75% LTV, closing as quick as 5 business days.
Lending Territory: AZ, CA, NV, TX

Broadmark Real Estate Management
We are a private money lender, specializing in bridge loans between $1M and $20M. Quick closings, up to 65% LTV, no LTC or DSCR requirements.
Lending Territory: CO, TX, UT

Capital Three Sixty LLC
Commercial bridge loans for multifamily and mixed-use properties for purchase and rehab.
Lending Territory: NATIONWIDE except MN, ND, NV, OR, SD, VT 

Carlyle Capital
Carlyle Capital offers bridge loans against residential and commercial properties. Whether a quick closing, a value-add or repositioning opportunity, Carlyle Capital can offer up to 80% LTC financing
Lending Territory: NATIONWIDE except AK, ND, NV, SD, VT

Century Capital Partners
Experienced, creative lender that knows how to get your deal closed fast. We can get your client quick and flexible bridge loans with Century Capital. Our short-term financing and bridge loans help tri-state area borrowers who need to bridge their financial gap immediately. We do not check their credit score! We generally approve loan applications within 48 hours. Use Century Capital’s bridge loan services for your clients to get short-term financing before any long-term loan details are solidified. Let them know that they can even pay us back early with no prepayment penalty. NOTE: All points paid at closing.
Lending Territory: NATIONWIDE

Civic Financial Services
Civic Financial Services is a private money lender based in Southern California. We specialize in the financing of non-owner-occupied investment properties. Funding deals in 3 - 10 days. Lend up to 75% LTV. No FICO minimum required. Foreign national program available. Direct lender with access to institutional capital. Interest only payments. Straightforward terms, quick decisions, fast closings. Ask us about our investment property inventory.
Lending Territory: AZ, CA, CO, FL, HI, ID, OR, TX, WA

Direct Lending Partners
We provide bridge loans on all types of multifamily or hospitality assets.  We specialize in "heavy lift" projects and deals with significant renovation amounts.  No minimum DSCR. Max 70%-80% LTC. Rates range from 7% to 12%.
Lending Territory:  AL, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, LA, MD, MO, NC, NE, NJ, NY, OH, OK, PA, SC, VA, WA, WI, WV, WY, UT

Ellis Equity Lenders
Up to $5M in short-term financing on raw land, developed lots, owner-occupied property, farms and ranches.
Lending Territory: OK, TX

Equity Secured Capital
3-month to 3-year bridge loans with no prepayment penalty.
Lending Territory: TX

No-doc loans from $15K-$1M, 17-yr. term. Aggressive rates, high LTVs, no prepays or balloons. Loans to self-directed IRAs and transaction funding. 24-hr. funding. No appraisals needed. Fire insurance only.    
Lending Territory: NATIONWIDE ex. AK, AZ, CA, ND, NV, NY, OR, SD, UT, VT  

Fidelity Bancorp Funding
Bank pricing, broker-friendly, 3-EZ steps to submit. We close loans. One signature for quick approvals. Up to 80% LTV.
Lending Territory: NATIONWIDE

FMC Lending 
Direct alternative lender. $50,000 - $12,000,000 loan limits. All property types. All property conditions. Purchase, refinance, cash-out, remodel, rehab, construction ground up, construction completion.  Direct private money lender - asset based. Fast 7-day close. No credit needed. Bad credit OK. 400+ FICO allowed. Bankruptcy allowed. Foreclosure bailout allowed. Debtor in possession allowed. No doc stated loan programs. No tax returns. No bank statements. Same day approvals. 70-75% LTV. 80% case-by-case.
Lending Territory: NATIONWIDE ex. AK

We offer real estate bridge loans on commercial properties including special use and land. A-D credit, bankruptcy, foreclosure and discounted note situations allowed. Up to 55% LTV/LTC on most property types and 40% - 50% on land. Can utilize bank statements for loans on most business types without real estate. Oil & gas royalty loans.
Lending Territory: TX 

Gamma Real Estate
Gamma Real Estate Capital is a direct lender providing loans since 1970. We provide first and second lien debt from $3M to over $100M. Up to 85% LTV on commercial real estate assets. Terms as short as six months.
Lending Territory: NATIONWIDE

Gelt Financial LLC
Loan to value up to 80%, terms up to 5 years, fast approvals and closing. Mortgage brokers protected. Foreclosure/DPO, partnership buyouts, judgment payoff and note financing.
Lending Territory: NATIONWIDE

Kennedy Funding Financial 
Kennedy Funding Financial, one of the largest direct private lenders in the country, specializes in bridge loans for commercial property and land acquisition, development, workouts, bankruptcies and foreclosures. The principals of the company have closed over $2.5B in loans to date. The firm's creative financing expertise enables the closing of loans of up to a 75% loan-to-value ratio, from $1M to more than $50M, in as little as five days.  
Lending Territory: INTERNATIONAL

Layla Capital LLC
1-2 Year, Interest Only, 8%+ Fixed Rate.

Money360 Inc.
Money360 is a nationwide, direct lender offering borrowers speed, convenience and competitive terms on commercial real estate loans of $1M to $20M and loan terms of one to ten years. Money360 offers both bridge and permanent loans and lends on most income producing property types.
Lending Territory: NATIONWIDE

Northwind Financial Corp.
Short-term bridge loan financing. 12-24 months, first position only. Up to 75% LTV of future stabilized appraised value for rehab, value-add or restabilization (100% LTC). Direct private lender with common-sense approach. bankruptcy, foreclosure, bailouts and buyouts allowed. Full documentation, all property conditions allowed.
Lending Territory: NATIONWIDE

Pacific Private Money Loans
Broker friendly with quick turn times and loan scenario responses. Fast funding. Direct lender. Up to $20M loan size. Call or e-mail for more information on programs. Ranked by Scotsman as one of the top 5 hard money lenders in 2014.
Lending Territory: CA, HI

Patch of Land
600 minimum FICO. Up to 85% LTV, up to 75% ARV. 12-month term, extensions available. Fixed rate, I/O. No prepayment penalties. Non-owner-occupied investment properties. Fix-and-flip, 1-4 unit residential. Mixed use. Commercial.
Lending Territory: NATIONWIDE except AZ, MN, NV, SD, UT

Popular Commercial Lending Group
We offer 1-3 year bridge loans on commercial, multifamily, hospitality and agricultural real estate. Rates range between 6-10% with points 2-3 and include interest only or interest reserve payments. Max LTV is 80%.
Lending Territory: NATIONWIDE

Private Mortgage Financing Partners LLC
We are a true, direct hard-money lender, no credit check. LTV to 65%, loans $200K to $3M at 12% interest with 3 points. 12 to 24 months.
Lending Territory: NATIONWIDE

Pyatt Broadmark Management LLC
We can provide short-term bridge loan solutions to help you arrive at a long-term solution with your commercial property.
Lending Territory: ID, OR, WA

RCN Capital
RCN Capital is a direct, private lender that offers short-term commercial loans from $50K to $2.5M+ to fund the purchase of non-owner-occupied residential and commercial properties, provide bridge loans and provide real estate-backed lines of credit. 12 to 18 month terms, interest only. Up to 85% LTV. Closings in as few as 10 business days. Brokers protected.
Lending Territory: NATIONWIDE except: MN, NV, SD

Redwood Mortgage
Redwood Mortgage offers 1-15 year terms on commercial bridge loans. First and second mortgages for purchase and refinance loans. Rates starting at 6.75%. Loans available from $100K up to $7.5M with no prepayment penalty. LTVs up to 65%. Please call for program details and quick service.
Lending Territory: CA

RRA Capital
RRA Capital specializes in quick-closing, non-recourse bridge loans of $2M-$15M and LTVs up to 80%. We offer initial terms of 2-3 years and LIBOR-based rates with spreads starting around 325. We lend on office, industrial, retail, multifamily, hospitality, mixed-use and special-purpose properties (no land or ground-up construction) with no DSCR.
Lending Territory: NATIONWIDE

SCP Financial
SCP Financial is a direct lender offering bridge loans from $1M to $50M for income-producing commercial property, multifamily property or investor owned residential property. LTVs up to 80%. Can also fund up for tenant improvements and lease commissions. We are collateral focused with no minimum credit score and can close quickly. We lend up to 80% on apartment acquisitions bridging to HUD. Small markets considered.
Lending Territory: NATIONWIDE except AK

SDC Capital Funding
We are a private lender based in Los Angeles and we provide bridge loans and rehab loans secured by properties. We lend on residential and commercial properties located in California. We lend up to 70% of value and have great rates and terms. We are an asset based lender.
Lending Territory: CA

Seattle Funding Group Ltd.
We offer bridge loans for commercial, industrial, office, multi-family, self-storage, retail, etc, with loan amounts up to $12M. Bridge loans for non-owner occupied residential, loan amounts up to $3M. Up to 2 year loan term. Maximum LTV 65%. Ability to close in days. We lend to individuals, corporations, LLCs, partnerships, trusts, estates and international investors. No prepayment penalties.
Lending Territory: AK, AZ, CA, CO, HI, ID, NV, OR, TX, UT, WA

Silver Arch Capital Partners LLC
Silver Arch Capital Partners is a leading nationwide private lender to the commercial real estate market. We specialize in providing bridge loans to owners, investors and developers in need of funding outside the scope of traditional banks and lenders. Our streamlined process and extensive experience guarantee fast and smooth closings. While traditional lenders could take months to close, we can complete the process in days. Loans are available from $5M to $100M.
Lending Territory: NATIONWIDE

Somerset Financial Group
Somerset Financial Group, Inc. is a specialty finance company, specializing in direct hard money and bridge loans. With offices in Great Neck, Long Island, West Palm Beach and Boco Raton, Florida, SFG has beena family owned business for over 40 years. SFG prides themselves on being very flexible, easy to work with and having the ability to accommodate quick close transactions.
Lending Territory: CT, FL,NJ, NY

South End Capital Corp.
We offer purchase, refinance, cash-out and re-positioning real estate loans nationwide, from $500K to $10M+. We charge no upfront fees and only $500 to $3K for a site inspection/appraisal (most existing appraisals are accepted ( < 9 months old). We have no credit minimum, LTVs up to 75%, 12 month i/o terms, rates from 8.5% and offer loans on most property types (investment residential, multifamily, mixed-use, office, retail, warehouse, industrial, auto-service, gas station, marina, car wash, hotel, motel, mobile home park, self-storage, banquet hall, other). This is a true collateral based, light documentation loan (standard items needed to close: Satisfactory review of property, title, credit, PFS, any property income, value and exit strategy).
Lending Territory: NATIONWIDE

Stratton Equities
Commercial hard money bridge loans. From $2 million to $20 million, 12-24 month interest only bridge loans with rates starting at 7.99%.
Lending Territory: NATIONWIDE

Sundance Bay Debt
Commercial real estate lender. Broker friendly. Up to 75% LTV. Loan types: construction, bridge, value-add, refinance, notes. Terms 3 months - 18 months. $500K - $10M. Fast and flexible closings.
Lending Territory: AZ, CA, CO, FL, ID, IL, IN, KS, KY, MI, MN, MO, MS, MT, NE, NM, NV, OK, OR, TN, TX, UT, WA, WI, WY

Trez Forman Capital Group LP
As a national, direct-balance sheet lender since 2004, Trez Forman Capital Group is a trusted source of immediate capital for real estate-secured debt across a range of asset and transaction types such as bridge, mezzanine, preferred equity and stretch first mortgage loans. Preferred loans are from $3M - $25M. Loans include value add, construction, transition and "story" loans.
Lending Territory: NATIONWIDE

Trueline Capital
Here at Trueline Capital, our bride loans help contractors and business owners to pull cash out of projects while still holding property. Our loans offer quick turn times, fixed interest rates and up to 75% LTV. Single family, 1-4 units up to $5,000,000. 
Lending Territory: ID, OR, WA 

Wilshire Finance Partners Inc.
Wilshire Finance Partners is a broker-friendly private lender focused on small balance multifamily (5+ units) and commercial real estate. We are a non-bank lender specializing in short-term, non-recourse, bridge loans against stabilized and non-stabilized properties. Wilshire's balance sheet provides an efficient and consistent funding platform for loans between $1M and $7M.
Lending Territory: NATIONWIDE except AK, CT, NJ, NY

Wilshire Quinn Capital
Wilshire Quinn Capital is a direct lender on bridge loans ranging from $200K to $10M, primarily in California. We typically can fund in 5 to 7 business days after receiving a signed LOI. Please consider Wilshire Quinn Capital for all your bridge loan needs.
Lending Territory: CA

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