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Home flipper profit margins squeezed by rising repair costs, high buy-in prices
Long-term trends show sustained pressure on some home investors’ margins
Trending
New single-family home sales beat expectations but still slacken in July
Builders have been forced to cut prices to combat sluggish demand
Multifamily sector spurs housing starts to surprise five-month high
New residential construction up 5.2% in July, though outlook ‘remains constrained’

Multifamily lending made a comeback in 2024: MBA
Nearly $300 billion in loans were originated last year for residential properties with five or more units
Fix-and-flip investors face increasing headwinds
Record-high renovation costs, worker shortages and a sluggish market reduce industry optimism
Real estate investors change investment strategies to handle market volatility
More than half of the investors surveyed plan to prioritize safer deals, such as multifamily projects


Featured Top Originator: Petros Christophilis
If you had told Petros Christophilis 25 years ago that he would close 202 deals worth nearly $150 million in volume in 2024, he probably
Non-QM borrowers react differently to interest rate blips than other homebuyers
Investors and self-employed borrowers may prioritize the ability to secure financing over rate fluctuations
Personal Wealth Explosion Fuels Ultra-Luxury Home Sales
High-end real estate set records in certain cities and outperformed the general housing market
Discern All the Flavors of Private Lending
Understanding the distinctions of these loan types creates a competitive advantage
Fix the Housing Crunch One Apartment at a Time
Multifamily housing benefits both investors and communities
Areas of Affluence
Private lending offers a path to participate in upscale international markets
Find Ways to Adapt
Originators need to strategize for a changing landscape and uncertain future

Rate-and-term refinances skyrocket in August as non-QM lending hits another record
Non-qualified mortgages comprised 8.34% of originations last month: Optimal Blue

$140 million discrimination lawsuit against Cornerstone Capital Bank dropped
The lawsuit dates back to 2023 after the former Cornerstone executive was fired for allegedly breaching fiduciary responsibilities
Interagency leaders who developed PAVE call dismantling ‘partisan’ and ‘reckless’
Goal of reversal came from Project 2025, seeking to eliminate DEI efforts
House takes ‘a decisive step to protect consumers’ targeting trigger leads
No opposition as H.R. 2808 moves Congress one step closer to protecting against unwanted calls and messages
POPULAR TOPICS
Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.
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Home flipper profit margins squeezed by rising repair costs, high buy-in prices
Long-term trends show sustained pressure on some home investors’ margins
Trending
New single-family home sales beat expectations but still slacken in July
Builders have been forced to cut prices to combat sluggish demand
Multifamily sector spurs housing starts to surprise five-month high
New residential construction up 5.2% in July, though outlook ‘remains constrained’

Federal land development is no ‘silver bullet’ for U.S. housing shortage: Realtor.com
The U.S. faces an estimated shortfall of 3.8 million homes
Beyond the Bid: How to expand Opportunity Zones to do the most good
Nearly 90,000 properties have been purchased via Auction.com through the Opportunity Zones program since 2018
Suburban self-storage building boom at ‘breakneck speed’
Sun Belt states, such as Florida and Texas, lead the way in storage capacity growth


Featured Top Originator: Petros Christophilis
If you had told Petros Christophilis 25 years ago that he would close 202 deals worth nearly $150 million in volume in 2024, he probably
Discern All the Flavors of Private Lending
Understanding the distinctions of these loan types creates a competitive advantage
Non-QM borrowers react differently to interest rate blips than other homebuyers
Investors and self-employed borrowers may prioritize the ability to secure financing over rate fluctuations
Personal Wealth Explosion Fuels Ultra-Luxury Home Sales
High-end real estate set records in certain cities and outperformed the general housing market
Make Hard Money Work for You
This private lending subset can help clients, but care should be taken
A New Normal Requires New Strategies
In troubled times, mortgage brokers can lean on private lending partnerships
Two Sides of the Coin
Hard money plays a unique role in the larger world of private lending
New Opportunities Could Emerge from Uncertainty
Individual investors may fill a niche as other lenders become more conservative

Rate-and-term refinances skyrocket in August as non-QM lending hits another record
Non-qualified mortgages comprised 8.34% of originations last month: Optimal Blue

$140 million discrimination lawsuit against Cornerstone Capital Bank dropped
The lawsuit dates back to 2023 after the former Cornerstone executive was fired for allegedly breaching fiduciary responsibilities
Interagency leaders who developed PAVE call dismantling ‘partisan’ and ‘reckless’
Goal of reversal came from Project 2025, seeking to eliminate DEI efforts
House takes ‘a decisive step to protect consumers’ targeting trigger leads
No opposition as H.R. 2808 moves Congress one step closer to protecting against unwanted calls and messages
POPULAR TOPICS
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Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.
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Home flipper profit margins squeezed by rising repair costs, high buy-in prices
Long-term trends show sustained pressure on some home investors’ margins
Trending
More from the Newsroom

Home flipper profit margins squeezed by rising repair costs, high buy-in prices
Long-term trends show sustained pressure on some home investors’ margins
Trending
New single-family home sales beat expectations but still slacken in July
Builders have been forced to cut prices to combat sluggish demand
Multifamily sector spurs housing starts to surprise five-month high
New residential construction up 5.2% in July, though outlook ‘remains constrained’

Bipartisan legislation would make it easier to finance accessory dwelling units
The SUPPLY Act aims to establish government-backed funding for ADU construction


Featured Top Originator: Petros Christophilis
If you had told Petros Christophilis 25 years ago that he would close 202 deals worth nearly $150 million in volume in 2024, he probably
Non-QM borrowers react differently to interest rate blips than other homebuyers
Investors and self-employed borrowers may prioritize the ability to secure financing over rate fluctuations
Personal Wealth Explosion Fuels Ultra-Luxury Home Sales
High-end real estate set records in certain cities and outperformed the general housing market
Discern All the Flavors of Private Lending
Understanding the distinctions of these loan types creates a competitive advantage
Fix the Housing Crunch One Apartment at a Time
Multifamily housing benefits both investors and communities
Areas of Affluence
Private lending offers a path to participate in upscale international markets
Find Ways to Adapt
Originators need to strategize for a changing landscape and uncertain future
Interagency leaders who developed PAVE call dismantling ‘partisan’ and ‘reckless’
Goal of reversal came from Project 2025, seeking to eliminate DEI efforts
House takes ‘a decisive step to protect consumers’ targeting trigger leads
No opposition as H.R. 2808 moves Congress one step closer to protecting against unwanted calls and messages
Daily News Straight To Your Inbox
Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.