DSCR lending is surging. Not all of it is a win.
JJ Lunsford
Fix‑and‑flip capital is slowing as rental lending is absorbing it — and lenders need to understand the difference
Fix‑and‑flip capital is slowing as rental lending is absorbing it — and lenders need to understand the difference
Brokers can expand commercial pipelines without changing their core business
How culturally competent marketing to the LGBTQ+ community creates economic opportunity for everyone
Including reverse mortgages in financial planning conversations can provide flexibility
Experience in finance is not a prerequisite — the skills that matter most are often built in entirely different careers
Short-term models often offer a more predictable path when borrowers switch homes
Investing time upfront to prepare a strong submission shortens response times, reduces follow-up requests and improves lender engagement
Technology won’t make loan officers obsolete — it removes friction from the process
Insufficient single-family construction limits ownership gains, disproportionately impacting Black households’ ability to build wealth
Reviving the existing rules could channel more distressed homes to families instead of to large-scale investors
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