CFPB’s Chopra fired by Trump

The firing comes as Republicans are attempting to defund the consumer protection bureau
Featured Top Originator: Mark Fisher, UNMB Home Loans

Mark Fisher, regional vice president at UNMB Home Loans in the Bronx, New York, loves a good coffee shop, and he doesn’t mind a bit of an excursion to reach one. He’ll drive an hour, sometimes two just to find one, looking for good coffee, but also a good vibe. Tips of the Trade The […]
Interest rates have hovered between 6% to 8% for years — will homebuyers finally accept that?

NAMB president believes this is the year that people will realize that rates won’t return to COVID lows
DataDecoded: Homeowners with lower-priced properties seem more influenced by the lock-in effect

High mortgage rates have resulted in a so-called lock-in effect — which refers to the idea that existing homeowners with low mortgage rates obtained prior to summer of 2022 have little incentive to sell their homes. As a result, lock-in effect is blamed for some of the current housing market ills, namely, the lack of […]
Non-QM borrowers react differently to interest rate blips than other homebuyers

Investors and self-employed borrowers may prioritize the ability to secure financing over rate fluctuations
The Commercial Sector Offers A Mix Of Challenges And Opportunities In 2025

Commercial brokers and originators need to update their strategies for a new environment
Secure Funding for Your Next Commercial Project

Construction loans can be difficult,
unless you know the secrets
Commercial Property Pulse

Office vacancy rates signal an uneven recovery lies ahead
Sci-Fi Reality May Rewrite Mortgage Horror Stories

Personalize the homebuying journey and resolve red flags early using AI tools
A Refinance Boom Can Create Strains for Mortgage Servicers

Lenders, especially ones that control their own servicing, should prepare now