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Downpayment assistance programs gain importance if federal funding falters
The average downpayment in the U.S. reached a record high of $30,250 last year
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Downpayment assistance programs gain importance if federal funding falters
The average downpayment in the U.S. reached a record high of $30,250 last year

Downpayment assistance programs gain importance if federal funding falters
The average downpayment in the U.S. reached a record high of $30,250 last year
Single-family construction permits decline in April for the fourth month in a row
Multifamily permits have also dipped year to date: NAHB
Labor shortages, immigration crackdowns take a toll on the construction industry
A lack of skilled workers costs builders more than $10 billion annually, study finds
Single-family construction permits decline in April for the fourth month in a row
Multifamily permits have also dipped year to date: NAHB
Labor shortages, immigration crackdowns take a toll on the construction industry
A lack of skilled workers costs builders more than $10 billion annually, study finds

Office and retail sectors may be due for a turnaround
Office sublease availabilities dropped 2.6% quarter over quarter, signaling a stabilizing market: Cushman & Wakefield
To solve the U.S. housing crisis, advocacy groups suggest looking west
The federal government owns about 650 million acres of open land, mostly in the western U.S.
Multifamily rent prices rise in March
But first-quarter rent growth was slower than usual: Yardi


The spreadsheet era of tracking compliance is ending
Financial institutions should stop relying on unsustainable manual processes

The South is now the most populous region in the U.S., but all parts aren’t equal
The region is booming, but Florida and other pockets are suffering growing pains

The slow and cumbersome lending process gets a makeover
Artificial intelligence can tap into data to add certainty in an uncertain time


Your most valuable tool to generate leads is at your fingertips
These changes can make your most valuable lead generation tool even more effective


The climate crisis is forcing the hand of more lenders and homeowners
Lender-placed insurance is on the rise as more property owners struggle to find protection
These five moves can optimize your mortgage business
Build a business that can thrive in any situation and doesn’t just react to market conditions
Don’t wait for a seat at the table — bring your own chair
The mortgage industry offers a wealth of opportunity for women of color
How you engage with data is far more important than your AI budget
Business intelligence tools need to help you think differently, move faster and stay ahead


Finding fix-and-flip opportunities
Key factors investors must keep in mind when assessing properties
What Happens When the Loan Is Out the Door
Borrowers may ask questions when their mortgage hits the secondary market
Reassure Disillusioned Young Homebuyers
These generations need their faith in the bumpy housing market restored
Fix-and-Flip Turnaround Is in Sight
Investors rely on mortgage broker expertise for these homes
Discern All the Flavors of Private Lending
Understanding the distinctions of these loan types creates a competitive advantage
Fix the Housing Crunch One Apartment at a Time
Multifamily housing benefits both investors and communities
Areas of Affluence
Private lending offers a path to participate in upscale international markets
Find Ways to Adapt
Originators need to strategize for a changing landscape and uncertain future
Make Hard Money Work for You
This private lending subset can help clients, but care should be taken
A New Normal Requires New Strategies
In troubled times, mortgage brokers can lean on private lending partnerships
Areas of Affluence
Private lending offers a path to participate in upscale international markets
Find Ways to Adapt
Originators need to strategize for a changing landscape and uncertain future
Make Hard Money Work for You
This private lending subset can help clients, but care should be taken
Discern All the Flavors of Private Lending
Understanding the distinctions of these loan types creates a competitive advantage
Fix the Housing Crunch One Apartment at a Time
Multifamily housing benefits both investors and communities
Areas of Affluence
Private lending offers a path to participate in upscale international markets
Find Ways to Adapt
Originators need to strategize for a changing landscape and uncertain future

Industry Watch: An active time for Fairway Independent Mortgage, FBC Mortgage, Blue Sage Solutions and others
Fairway Independent Mortgage Corp. announced that it has agreed in principle to an asset sale with Indiana-based Hallmark Home Mortgage, which is licensed in 20

Industry Watch: An active time for Fairway Independent Mortgage, FBC Mortgage, Blue Sage Solutions and others
Fairway Independent Mortgage Corp. announced that it has agreed in principle to an asset sale with Indiana-based Hallmark Home Mortgage, which is licensed in 20
Share of mortgage loans in forbearance was down slightly in March: MBA
About 180,000 homeowners are in a forbearance plan to temporarily postpone mortgage payments
As HUD looks for a new headquarters, thousands of its workers seek new jobs
More than 2,000 HUD employees have taken deferred resignation offers as part of the government’s ‘Fork in the Road’ program
As HUD looks for a new headquarters, thousands of its workers seek new jobs
More than 2,000 HUD employees have taken deferred resignation offers as part of the government’s ‘Fork in the Road’ program
Federal judge blocks CFPB’s mass layoffs of nearly 90% of workers
On Thursday, the Consumer Financial Protection Bureau issued pink slips to 1,483 employees
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Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.