
Credit gap widens as high-income borrowers dominate consumer spending
The rich are spending — but can they bankroll the economy?
Trending

Credit gap widens as high-income borrowers dominate consumer spending
The rich are spending — but can they bankroll the economy?

Credit gap widens as high-income borrowers dominate consumer spending
The rich are spending — but can they bankroll the economy?
Trending
Single-family construction continues to soften — particularly in large metros
Metro areas and suburban counties had the steepest second-quarter decline in single-family permitting: NAHB
New single-family home sales beat expectations but still slacken in July
Builders have been forced to cut prices to combat sluggish demand
Single-family construction continues to soften — particularly in large metros
Metro areas and suburban counties had the steepest second-quarter decline in single-family permitting: NAHB
New single-family home sales beat expectations but still slacken in July
Builders have been forced to cut prices to combat sluggish demand

Arvind Mohan on the state of fix-and-flip loans and what’s ahead for Kiavi
Kiavi placed No. 1 in the Scotsman Guide 2025 Top Private Lenders ranking
Fix-and-flip investors face increasing headwinds
Record-high renovation costs, worker shortages and a sluggish market reduce industry optimism
Real estate investors change investment strategies to handle market volatility
More than half of the investors surveyed plan to prioritize safer deals, such as multifamily projects


Featured Top Originator: Petros Christophilis
If you had told Petros Christophilis 25 years ago that he would close 202 deals worth nearly $150 million in volume in 2024, he probably


In the zone: Land use planning and zoning laws are crucial
Effective land use planning and zoning can benefit sustainable, equitable and resilient environments for generations
Non-QM borrowers react differently to interest rate blips than other homebuyers
Investors and self-employed borrowers may prioritize the ability to secure financing over rate fluctuations
Personal Wealth Explosion Fuels Ultra-Luxury Home Sales
High-end real estate set records in certain cities and outperformed the general housing market
Discern All the Flavors of Private Lending
Understanding the distinctions of these loan types creates a competitive advantage
Fix the Housing Crunch One Apartment at a Time
Multifamily housing benefits both investors and communities
Areas of Affluence
Private lending offers a path to participate in upscale international markets
Find Ways to Adapt
Originators need to strategize for a changing landscape and uncertain future
Discern All the Flavors of Private Lending
Understanding the distinctions of these loan types creates a competitive advantage
Fix the Housing Crunch One Apartment at a Time
Multifamily housing benefits both investors and communities
Areas of Affluence
Private lending offers a path to participate in upscale international markets
Non-QM borrowers react differently to interest rate blips than other homebuyers
Investors and self-employed borrowers may prioritize the ability to secure financing over rate fluctuations
Personal Wealth Explosion Fuels Ultra-Luxury Home Sales
High-end real estate set records in certain cities and outperformed the general housing market
Discern All the Flavors of Private Lending
Understanding the distinctions of these loan types creates a competitive advantage
Fix the Housing Crunch One Apartment at a Time
Multifamily housing benefits both investors and communities

Power Moves: Notable mortgage industry additions and promotions
MISMO, Farmer Mac, Fairway and Merchants Capital are among the mortgage companies and organizations with recent hires and promotions

Power Moves: Notable mortgage industry additions and promotions
MISMO, Farmer Mac, Fairway and Merchants Capital are among the mortgage companies and organizations with recent hires and promotions
Interagency leaders who developed PAVE call dismantling ‘partisan’ and ‘reckless’
Goal of reversal came from Project 2025, seeking to eliminate DEI efforts
House takes ‘a decisive step to protect consumers’ targeting trigger leads
No opposition as H.R. 2808 moves Congress one step closer to protecting against unwanted calls and messages
House takes ‘a decisive step to protect consumers’ targeting trigger leads
No opposition as H.R. 2808 moves Congress one step closer to protecting against unwanted calls and messages
CFPB internal emails reveal chaos, DOGE influence prior to mass layoffs
DOGE staffer Gavin Kliger has been ordered to testify in an ongoing federal case
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Start your day with our email newsletter, The Originator, to receive the latest news, insights and data from all of your favorite mortgage professionals.