Government Loans - Scotsman Guide

Government Loans

Despite steadily rising market share, VA loan channel still faces wide underutilization.

Despite steadily rising market share, VA loan channel still faces wide underutilization

Ryan Kingsley

Veteran United estimates $41 billion in untapped VA loan volume in 2025

Government Loans

Despite steadily rising market share, VA loan channel still faces wide underutilization.

Despite steadily rising market share, VA loan channel still faces wide underutilization

Ryan Kingsley

Veteran United estimates $41 billion in untapped VA loan volume in 2025

Latest Updates

Veterans Day vote advances GOP plan to nearly triple VA refinance fee

FHA share of serious mortgage delinquencies hits 20-year high

Appeals court denies HUD bid to overhaul fair housing grant program

HUD stonewalls congressional auditors amid staffing exodus, funding cuts

HUD officials talk mortgage costs, lender participation and housing supply

MBA panel says affordability challenges don’t end at the closing table

Federal agencies were actively rehiring as DOGE buyout program unfolded last year

Nominee for FHA commissioner touts deregulation push in confirmation hearing

Matt Jones, nominee for FHA commissioner, touts deregulation push in Senate confirmation hearing.

Nominee for FHA commissioner touts deregulation push in confirmation hearing

Matt Jones, who leads single-family housing operations for HUD, testified Thursday before a slimmed-down Senate Banking Committee

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Immigration and lending changes could slow future progress after run of record homeownership and household formation

Former MBA leader Matt Jones nominated for FHA commissioner.

Former MBA leader Matt Jones nominated for FHA commissioner

Jones currently oversees single-family housing operations as HUD’s deputy assistant secretary

FHA sets implementation date for VantageScore 4.0, FICO 10T acceptance

FHA sets implementation date for VantageScore 4.0, FICO 10T acceptance

HUD issues — then withdraws — notice of sweeping reorganization

MBA's Bob Broeksmit pushes back on The Wall Street Journal's FHA distress narrative.

MBA’s Broeksmit pushes back on WSJ’s FHA distress narrative

USDA restructuring threatens rural mortgage overhaul, CHLA warns

USDA restructuring threatens rural mortgage overhaul, CHLA cautions

FHA proposes overhaul of partial claim framework

Millions of affordable homes sit behind financing barriers limiting small-dollar mortgages.

Small-dollar mortgages face structural barriers as housing bill seeks to expand access

CHLA says direct payments may be 'only way' to incentivize small-dollar FHA loans

CHLA says direct payments may be ‘only way’ to incentivize small-dollar FHA loans

Mortgage credit access falls to six-month low in June

ROAD to Housing Act becomes law, without Trump’s signature

After Trump order, HUD reviewing industry input on ‘dated’ property requirements

10-day decision clock is ticking as housing bill reportedly delivered to Trump.

10-day decision clock is ticking as housing bill reportedly delivered to Trump

Congress passes housing affordability bill in bipartisan milestone.

Congress passes housing affordability bill in bipartisan milestone

HUD continues FHA single-family streamlining with 14 new policy changes.

HUD continues FHA single-family streamlining with 14 new policy changes

President's desk in sight for ROAD to Housing Act as Senate passes landmark bill.

President’s desk in sight for ROAD to Housing Act as Senate passes landmark bill

Departing FHA commissioner on his achievements, and the road ahead

Finalized VA loss mitigation and partial claim policies praised by industry groups

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