Government Loans - Scotsman Guide

Government Loans

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Eric Souza

Immigration and lending changes could slow future progress after run of record homeownership and household formation

Government Loans

Hispanic wealth is surging, but new policies could put the gains at risk, report warns

Eric Souza

Immigration and lending changes could slow future progress after run of record homeownership and household formation

Latest Updates

FHA sets implementation date for VantageScore 4.0, FICO 10T acceptance

HUD issues — then withdraws — notice of sweeping reorganization

MBA’s Broeksmit pushes back on WSJ’s FHA distress narrative

USDA restructuring threatens rural mortgage overhaul, CHLA cautions

FHA proposes overhaul of partial claim framework

Small-dollar mortgages face structural barriers as housing bill seeks to expand access

CHLA says direct payments may be ‘only way’ to incentivize small-dollar FHA loans

Mortgage credit access falls to six-month low in June

Mortgage credit access falls to six-month low in June

Lenders pull back on government refinance programs amid expansion in non-QM and jumbo options

ROAD to Housing Act becomes law, without Trump’s signature

The most comprehensive housing legislation in decades reaches the finish line

After Trump order, HUD reviewing industry input on ‘dated’ property requirements

HUD looking to update minimum standards that ‘no longer reflect current industry practices’

10-day decision clock is ticking as housing bill reportedly delivered to Trump.

10-day decision clock is ticking as housing bill reportedly delivered to Trump

Congress passes housing affordability bill in bipartisan milestone.

Congress passes housing affordability bill in bipartisan milestone

HUD continues FHA single-family streamlining with 14 new policy changes.

HUD continues FHA single-family streamlining with 14 new policy changes

President's desk in sight for ROAD to Housing Act as Senate passes landmark bill.

President’s desk in sight for ROAD to Housing Act as Senate passes landmark bill

Departing FHA commissioner on his achievements, and the road ahead

Finalized VA loss mitigation and partial claim policies praised by industry groups

NAMB pushes policy priorities as ROAD to Housing Act trudges forward.

NAMB pushes policy priorities as ROAD to Housing Act trudges forward

FHA affirms tri-merge requirement for FICO 10T, VantageScore 4.0 rollouts

HUD oversight failure threatens mass reverse mortgage default.

HUD oversight failure threatens mass reverse mortgage default, $250 million FHA payout

Mortgage delinquencies continue steady rise in first quarter

Mortgage delinquencies continue steady rise in first quarter

Concentration risk emerging among newer vintage loans, FHA borrowers.

Concentration risk emerging among newer vintage loans, FHA borrowers

HUD eases environmental guidelines for FHA's multifamily underwriting

HUD eases environmental guidelines for FHA’s multifamily underwriting

HUD moves to roll back gender identity protections for federal housing programs

HUD, USDA rescind Biden-era energy efficiency mandate.

USDA, HUD rescind Biden-era energy efficiency mandate

Ginnie Mae changes reporting policy following spike in FHA delinquency numbers

MBA recommends eight ways HUD can improve multifamily MI in Opportunity Zones

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